4577 Gresham Dr, El Dorado Hills, CA 95762 Property Records

El Dorado County property record for 4577 Gresham Dr, El Dorado Hills, CA 95762

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,189 sqft · built 2002
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$2,575,000 (Sep 2025)
Tax Bill	$26,646 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-071-013-000`

Property Details

APN / Parcel Number

Primary APN	`123-071-013-000`
Alternative APNs	`12307113100` `1230711310`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,189 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Garage Area	1,023 sqft
Parking Spaces	4 Parking Spaces
Patio Area	4,189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4577 GRESHAM DR
City	EL DORADO HILLS
State	CA
Zip	95762-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 37 VILLAGE H EDH #2
Legal Subdivision	VILLAGE H EDH #2
Legal Lot Number	37
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3007
Census Tract	30710

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4577 GRESHAM DR, EL DORADO HILLS, CA 95762-7638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 5, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 18, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage ROLAND BENSON ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	202526720
Prior Transfer Date	May 9, 2022
Prior Transfer Doc	0000022249
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 19, 2025
Property Address	4577 GRESHAM DR, EL DORADO HILLS, CA 95762-7638
Document Number	0000026720
Map Reference	MB H PG 99
Instrument Date	Sep 10, 2025
Instrument	2025-0026720
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4577 GRESHAM DR, EL DORADO HILLS, CA 95762-7638

Mortgage

Document Number	0000026721
Date	Sep 19, 2025
Instrument	2025-0026721

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 5, 2022
Property Address	4577 GRESHAM DR, EL DORADO HILLS, CA 95762-7638
Document Number	0000028557
Map Reference	MB H PG 99
Instrument Date	Jun 27, 2022
Instrument	2022-0028557
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4577 GRESHAM DR, EL DORADO HILLS, CA 95762-7638

Mortgage

Document Number	0000028558
Date	Jul 5, 2022
Instrument	2022-0028558

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 18, 2022
Property Address	4577 GRESHAM DR, EL DORADO HILLS, CA 95762-7638
Document Number	0000022250
Map Reference	MB H PG 99
Instrument Date	May 9, 2022
Instrument	2022-0022250
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4577 GRESHAM DR, EL DORADO HILLS, CA 95762-7638

Mortgage

Document Number	0000022251
Date	May 18, 2022
Instrument	2022-0022251

Lender

Name	ROLAND BENSON ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,575,000 (+11.21%) Land $644,000 Building $1,931,000
2025	$26,646.00 (+3.31%)	$2,315,400 (+5.25%) Land $520,200 Building $1,795,200
2023	$25,793.00 (+55.99%)	$2,200,000 Land $500,000 Building $1,700,000
2022	$16,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Zeta Broadband.

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