4577 Azalea Ln, Vernon, FL 32462 Property Records

Washington County property record for 4577 Azalea Ln, Vernon, FL 32462

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,550 sqft · built 1974
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2023)
Tax Bill	$3,421 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000056450013`

Property Details

APN / Parcel Number

Primary APN	`000056450013`
Alternative APNs	`00000000-00-5645-0013` `56450013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,814 sqft
1st Floor Area	1,550 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Detached
Garage Area	640 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	120 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4577 AZALEA LN
City	VERNON
State	FL
Zip	32462-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 3 16 20 E1/2 OF NW1/4 OF SW1/4 AS DESC IN ORB 1278 P 891
Legal Range	16W
Legal Township	03S
Legal Section	23
Legal Block	13
Legal Lot Number	13
Jurisdiction	WASHINGTON FL
Township / Civil Division	CARYVILLE
Census Block Group	2
Census Block	2012
Census Tract	970200

Owner

4577 Azalea Ln is owned by two individuals who acquired it in June 2026.

Source: Washington County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 BURNHAM AVE, PANAMA CITY BEACH, FL 32413-5202
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Jan 25, 2011 · Amount on File
Deed Document Number	20235251
Deed Book / Page	1278 / 891
Last Transfer Date	Jun 24, 2026
Transfer Doc	0000004945
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 29, 2026
Property Address	4577 AZALEA LN, VERNON, FL 32462-3001
Document Number	0000004945
Book / Page	1375 / 335
Instrument Date	Jun 24, 2026
Instrument	20264945
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	400 BURNHAM AVE, PANAMA CITY BEACH, FL 32413-5202

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 31, 2023
Property Address	4577 AZALEA LN, VERNON, FL 32462-3001
Document Number	0067005251
Book / Page	1278 / 891
Instrument Date	Jul 27, 2023
Instrument	202367005251
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E CALADIUM CIR, PANAMA CITY BEACH, FL 32413-2629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 BURNHAM AVE, PANAMA CITY BEACH, FL 32413-5202

Mortgage

Document Number	0067005252
Date	Jul 31, 2023
Book Page	1278/893
Instrument	202367005252

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 4577 Azalea Ln was $3,421, up 5.7% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,421.00 (+5.72%)	$247,032 (+2.79%) Land $57,600 Building $189,432	$247,032 (+2.79%) Land $57,600 Building $189,432
2024	$3,236.00 (+159.71%)	$240,320 Land $50,000 Building $190,320	$240,320 Land $50,000 Building $190,320
2023	$1,246.00 (+14.94%)
2022	$1,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4577 Azalea Ln in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	35 (1994–2016)
Claims Outside the SFHA	1 of 35
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Hurricane Georges, Oct 1998 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 6 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4577 Azalea Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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