45763 Holmes Dr, Canton, MI 48187 Property Records

Wayne County property record for 45763 Holmes Dr, Canton, MI 48187

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,610 sqft · built 1979
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2019)
Tax Bill	$8,096 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71 033 01 0778 000`

Property Details

APN / Parcel Number

Primary APN	`71 033 01 0778 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,610 sqft Living Area
1st Floor Area	1,498 sqft
Basement Area	1,138 sqft
Unfinished Basement	1,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	124 ft deep x 90 ft wide
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45763 HOLMES DR
City	CANTON
State	MI
Zip	48187-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	09C778 LOT 778 SUNFLOWER VILLAGE SUB NO 5 T2S R8E L97 P92 TO 94 WCR
Legal Subdivision	SUNFLOWER VILLAGE NO 5
Legal Lot Number	778
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1016
Census Tract	563500

Owner

45763 Holmes Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45763 HOLMES DR, CANTON, MI 48187-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 4, 2019	Warranty Deed, Transfer · Line of Credit SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Deed Document Number	2019257724
Deed Book / Page	55256 / 568
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45763 HOLMES DR, CANTON, MI 48187-1616
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45763 HOLMES DR, CANTON, MI 48187-1616

Mortgage

Document Number	0598950554
Date	Nov 10, 2025
Book Page	59895/554
Instrument	2025306074

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45763 HOLMES DR, CANTON, MI 48187-1616
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45763 HOLMES DR, CANTON, MI 48187-1616

Mortgage

Document Number	0565241205
Date	Mar 19, 2021
Book Page	56524/1205
Instrument	2021096517

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 4, 2019
Property Address	45763 HOLMES DR, CANTON, MI 48187-1616
Document Number	0552560568
Book / Page	55256 / 0568
Map Reference	LB 97 PG 92-94
Instrument Date	Aug 29, 2019
Instrument	2019257724
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	STG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45763 HOLMES DR, 45763, CANTON, MI 48187-1616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45763 HOLMES DR, CANTON, MI 48187-1616

Mortgage

Document Number	552560570
Date	Sep 4, 2019
Instrument	55256/0570

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45763 Holmes Dr was $8,096 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,400	$492,800
2025	$8,096.00
2023		$189,200	$378,400
2019	$4,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45763 Holmes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45763 Holmes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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