4576 W Lake Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 4576 W Lake Rd, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,319 sqft · built 1955
Lot Size	3.5 acres (152,460 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Sep 2026)
Tax Bill	$19,275 (2026)
Deeds & Mortgages	Sep 2026 Sale Aug 2021 Sale + 2 more
APN	`063400 78.20-2-12.1`

Property Details

APN / Parcel Number

Primary APN	`063400 78.20-2-12.1`
Alternative APN	`34000780200002012001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,319 sqft Living Area
1st Floor Area	1,542 sqft
2nd Floor Area	1,462 sqft
Upper Floors Area	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	152,460 sqft (3.5 acres)
Lot Dimensions	650 ft deep x 310 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	506 sqft
Shed	1 Shed
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4576 W LAKE RD
City	DUNKIRK
State	NY
Zip	14048-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OLD APN: 063400 3-1-7.1
Legal Block	2
Legal Lot Number	12.001
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1001
Census Tract	36000

Owner

Source: Chautauqua County and Dunkirk Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2224 VALENCIA DR, SARASOTA, FL 34239-5309
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer PRICE ABSTRACT COMPANY, PRICE ABSTRACT COMPANY LLC
Aug 11, 2021	Warranty Deed, Transfer
Dec 3, 2018	Deed of Trust, Mortgage · Balloon Mortgage CATTARAUGUS COUNTY BANK
Oct 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	May 12, 2023 · Amount on Record
Deed Document Number	20266092
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Sep 4, 2026
Property Address	4576 W LAKE RD, DUNKIRK, NY 14048-9609
Document Number	0000006092
Instrument Date	Sep 4, 2026
Instrument	20266092
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	PRICE ABSTRACT COMPANY, PRICE ABSTRACT COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$383,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 VALENCIA DR, SARASOTA, FL 34239-5309

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 11, 2021
Property Address	4576 W LAKE RD, DUNKIRK, NY 14048-9609
Document Number	DE2021005858
Instrument Date	Jul 28, 2021
Instrument	DE2021005858
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4584 W LAKE RD, DUNKIRK, NY 14048-9609

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	4576 W LAKE RD, DUNKIRK, NY 14048-9609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018004554
Date	Dec 3, 2018
Instrument	MT2018004554

Lender

Name	CATTARAUGUS COUNTY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2044

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Oct 13, 2020
Property Address	4576 W LAKE RD, DUNKIRK, NY 14048-9609
Document Number	DE2020005592
Instrument Date	Oct 9, 2020
Instrument	DE2020005592
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 LEISUREWOOD, AKRON, NY 14001-9348

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Dunkirk Town
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,275.00 (+11.56%)
2025	$17,277.00	$393,640 (-) Land $126,980 Building $266,660	$787,280 (+2%) Land $253,960 Building $533,320
2023		$393,640 (-) Land $126,980 Building $266,660	$771,843 (+13.73%) Land $248,980 Building $522,863
2022		$393,640 Land $126,980 Building $266,660	$678,690 Land $218,931 Building $459,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Dec 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DFT Local Service.

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