4576 Scots Elm, Cibolo, TX 78108 Property Records

Guadalupe County property record for 4576 Scots Elm, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,861 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,342 (2025)
Deeds & Mortgages	Sep 2023 Foreclosure Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1G0727300901500000`

Property Details

APN / Parcel Number

Primary APN	`1G0727300901500000`
Alternative APNs	`000000161834` `000000271064` `000000291240` `161834`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,861 sqft Living Area
Gross Area	3,407 sqft
1st Floor Area	2,469 sqft
2nd Floor Area	392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4576 SCOTS ELM
City	CIBOLO
State	TX
Zip	78108-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS POINT #3 BLOCK 9 LOT 15 0.17 AC
Legal Subdivision	CYPRESS POINT #3
Legal Tract	15
Legal Block	9
Legal Lot Number	15
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1008
Census Tract	210614

Owner

Source: Guadalupe County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 762095, SAN ANTONIO, TX 78245-7095
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed in Lieu of Foreclosure, Foreclosure
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENESIS TWELVE LLC
Apr 6, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage GENESIS TWELVE LLC
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 4, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN PACIFIC MTG
Aug 11, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023
Deed Sale	Sep 22, 2023
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	202323751
Prior Transfer Date	Aug 19, 2023
Prior Transfer Doc	0000023751
Record Updated	Oct 29, 2026

September 2023: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GUADALUPE TX
Recording Date	Sep 22, 2023
Property Address	4576 SCOTS ELM, CIBOLO, TX 78108-3666
Document Number	0099023751
Map Reference	VOL 8 PG 513&514
Instrument Date	Aug 19, 2023
Instrument	202399023751
Transaction Type	Foreclosure
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 762095, SAN ANTONIO, TX 78245-7095

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4576 SCOTS ELM, CIBOLO, TX 78108-3666
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 SCOTS ELM, CIBOLO, TX 78108-3666

Mortgage

Document Number	0099011211
Date	Apr 7, 2022
Instrument	202299011211

Lender

Name	GENESIS TWELVE LLC
Type	Non-Lending Institution
Address	SAN ANTONIO, TX 78245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Apr 1, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Apr 6, 2022
Property Address	4576 SCOTS ELM, CIBOLO, TX 78108-3666
Document Number	0099011049
Map Reference	VOL 8 PG 513-514
Instrument Date	Apr 5, 2022
Instrument	202299011049
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 762095, SAN ANTONIO, TX 78245-7095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 SCOTS ELM, CIBOLO, TX 78108-3666

Mortgage

Document Number	0099011208
Date	Apr 6, 2022
Instrument	202299011208

Lender

Name	GENESIS TWELVE LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0099011050
Date	Apr 6, 2022
Instrument	202299011050

Lender

Name	GENESIS TWELVE LLC
Type	Non-Lending Institution
Address	SAN ANTONIO, TX 78245

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4576 SCOTS ELM, CIBOLO, TX 78108-3666
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 SCOTS ELM, SCHERTZ, TX 78108-3666

Mortgage

Document Number	0099000106
Date	Jan 3, 2022
Instrument	202299000106

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 4, 2019
Property Address	4576 SCOTS ELM, CIBOLO, TX 78108-3666
Document Number	0000004477
Instrument Date	Feb 28, 2019
Instrument	4477
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4576 SCOTS ELM SCHERTZ TX 781083666, SCHERTZ, TX 78108-3666

Mortgage

Document Number	4478
Date	Mar 4, 2019
Instrument	4478

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 11, 2017
Property Address	4576 SCOTS ELM, CIBOLO, TX 78108-3666
Document Number	0000019194
Instrument Date	Aug 7, 2017
Instrument	19194
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10410 WINDERMERE LAKES BLVD HOUSTON TX 77065, HOUSTON, TX 77065

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,526 (+1.55%) Land $46,851 Building $341,675	$388,526 (+1.55%) Land $46,851 Building $341,675
2025	$7,342.00 (-10.51%)	$382,610 (-14.24%) Land $43,594 Building $339,016	$382,610 (-14.24%) Land $43,594 Building $339,016
2024	$8,204.00 (-5.67%)
2023	$8,697.00 (+2.16%)	$446,129 Land $58,078 Building $388,051	$446,129 Land $58,078 Building $388,051
2022	$8,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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