4576 Lagoon Dr, Kelseyville, CA 95451 Property Records

Lake County property record for 4576 Lagoon Dr, Kelseyville, CA 95451

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,775 sqft · built 1990
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$351,000 (Feb 2025)
Tax Bill	$3,892 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-442-290-000`

Property Details

APN / Parcel Number

Primary APN	`043-442-290-000`
Alternative APN	`043-442-29`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,775 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-442-29
Street Address	4576 LAGOON DR
City	KELSEYVILLE
State	CA
Zip	95451-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLEAR LAKE RIVIERA 02
Legal Block	1
Legal Lot Number	29
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE RIVIERA
Census Block Group	1
Census Block	1007
Census Tract	901

Owner

4576 Lagoon Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4576 LAGOON DR, KELSEYVILLE, CA 95451-9754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jun 22, 2020	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
Aug 21, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on File
Deed Sale	Feb 26, 2025 · Amount on File
Prior Sale	Jun 17, 2020 · Amount on File
Deed Document Number	20251724
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0000007241
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jun 17, 2020
Property Address	4576 LAGOON DR, KELSEYVILLE, CA 95451-9754
Document Number	0000007034
Map Reference	MB 8 PG 18-22
Instrument Date	Jun 12, 2020
Instrument	2020007034
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 LAGOON DR, KELSEYVILLE, CA 95451-9754

Mortgage

Document Number	0000007035
Date	Jun 17, 2020
Instrument	2020007035

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE CA
Recording Date	Jun 22, 2020
Property Address	4576 LAGOON DR, KELSEYVILLE, CA 95451-9754
Document Number	0000007241
Instrument Date	Jun 12, 2020
Instrument	7241
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	120 NW 2ND AVE JOHN DAY OR 978451105, JOHN DAY, OR 97845-1105

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE CA
Recording Date	Aug 21, 2018
Property Address	4576 LAGOON DR, KELSEYVILLE, CA 95451-9754
Document Number	0000010690
Instrument Date	Aug 15, 2018
Instrument	10690
Transaction Type	Transfer
Record Updated	Oct 1, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 LAGOON DR KELSEYVILLE CA 954519754, KELSEYVILLE, CA 95451-9754

Tax Assessment & Valuation

The 2026 property tax bill for 4576 Lagoon Dr was $3,892, up 28.8% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Kelseyville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,892.00 (+28.83%)	$357,000 (+25.55%) Land $35,700 Building $321,300
2025	$3,021.00 Homeowner's exemption	$284,343 Land $16,403 Building $267,940
2023	$2,935.00 (+2.77%) Homeowner's exemption	$273,304 Land $15,767 Building $257,537
2022	$2,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4576 Lagoon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4576 Lagoon Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. KONOCTI MUTUAL WATER COMPANY serves 4,360 people · EPA ID CA1710014
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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