4576 James Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 4576 James Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,675 sqft · built 1947
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Company Names on Record
Last Sale	$608,000 (Oct 2013)
Tax Bill	$9,581 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84C-816-20`

Property Details

APN / Parcel Number

Primary APN	`84C-816-20`
Alternative APN	`084C-0816-020-00`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	11,400 sqft (0.262 acres)

Location & Zoning

Street Address	4576 JAMES AVE
City	CASTRO VALLEY
State	CA
Zip	94546-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00011 BLK: 000B TR: 0733
Legal Subdivision	TRACT 733
Legal Tract	0733
Legal Block	B
Legal Lot Number	11
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3001
Census Tract	430200

Owner

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4576 JAMES AVE, CASTRO VALLEY, CA 94546-2444
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2013 · Amount on Record
Deed Sale	Oct 31, 2013 · Amount on Record
Prior Sale	May 4, 2010 · Amount on Record
Deed Document Number	2013349952
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0000139988
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 14, 2025
Property Address	4576 JAMES AVE, CASTRO VALLEY, CA 94546-2444
Document Number	0000143819
Map Reference	MB 11 PG 56 & 57
Instrument Date	Nov 7, 2025
Instrument	2025143819
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 JAMES AVE, CASTRO VALLEY, CA 94546-2444
Investor	Possibly a Property Investor

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4576 JAMES AVE, CASTRO VALLEY, CA 94546-2444
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 JAMES AVE, CASTRO VALLEY, CA 94546-2444

Mortgage

Document Number	0000180456
Date	Nov 2, 2022
Instrument	2022180456

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	477 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4576 JAMES AVE, CASTRO VALLEY, CA 94546-2444
Document Number	0000362680
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4576 JAMES AVE CASTRO VALLEY CA 945462444, CASTRO VALLEY, CA 94546-2444

Mortgage

Document Number	0000362680
Date	Dec 23, 2020
Instrument	362680

Lender

Name	WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4576 JAMES AVE, CASTRO VALLEY, CA 94546-2444
Document Number	0000063597
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4576 JAMES AVE CASTRO VALLEY CA 945462444, CASTRO VALLEY, CA 94546-2444

Mortgage

Document Number	0000063597
Date	Mar 17, 2020
Instrument	63597

Lender

Name	WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,194 (+1.06%) Land $228,058 Building $532,136
2025	$9,581.00 (+3.96%) Homeowner's exemption	$745,291 (+4.04%) Land $223,587 Building $521,704
2023	$9,216.00 Homeowner's exemption	$716,357 Land $214,907 Building $501,450	$1,013,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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