4576 Howard Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 4576 Howard Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1940
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on File
Last Sale	$61,500 (Mar 2016)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-25-745-0073-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-745-0073-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Basement Area	1,475 sqft
Unfinished Basement	1,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	39,988 sqft (0.918 acres)
Lot Dimensions	400 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4576 HOWARD RD
City	KIMBALL
State	MI
Zip	48074-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	S 400' OF LOT 2 EXC E 200' BLOCK 7 URBANREST SUBDIVISION OF THE FISH FARM ACCORDING TO THE PLAT RECORDED IN LIBER 14 OF PLATS
Legal Range	17E
Legal Township	06N
Legal Section	06
Legal Subdivision	URBANREST SUBDIVISION
Legal Block	7
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2011
Census Tract	634600

Owner

4576 Howard Rd is owned and occupied by two individuals who bought it in March 2016.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4576 HOWARD RD, KIMBALL, MI 48074-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2016 · Amount on File
Deed Sale	Mar 17, 2016 · Amount on File
Deed Document Number	20165545
Deed Book / Page	4690 / 805
Prior Transfer Date	May 6, 2011
Prior Transfer Doc	004147/474
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4576 HOWARD RD, KIMBALL, MI 48074-2114
Document Number	0049300052
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4576 HOWARD RD KIMBALL MI 480742114, KIMBALL, MI 48074-2114

Mortgage

Document Number	0049300052
Date	Mar 30, 2018
Book Page	004930/000052

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4576 Howard Rd was $1,858 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,100 (+2.56%)	$176,200
2025	$1,858.00 (+2.88%) Homeowner's exemption	$85,900
2024	$1,806.00		$171,800
2023		$82,100
2022	$1,862.00		$164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4576 Howard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4576 Howard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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