Sherburne County property record for 4576 15th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,211 sqft · built 1986 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,300 (Aug 2015) |
| Tax Bill | $2,726 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-414-0140 |
| Primary APN | 25-414-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,211 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Basement Area | 580 sqft |
| Finished Basement | 580 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Dome |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 173 sqft |
| Deck Area | 360 sqft |
| Sauna | Sauna |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17395 |
|---|---|
| Street Address | 4576 15TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 4, BLK 1 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 25 |
| Legal Subdivision | PRAIRIE WOODS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30302 |
4576 15th Ave SE is owned and occupied by an individual who acquired it in October 2024.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4576 15TH AVE SE, SAINT CLOUD, MN 56304-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit SENTRY BANK |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SENTRY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2015 · Amount on File |
| Deed Sale | Aug 3, 2015 · Amount on File |
| Deed Document Number | 2015807568 |
| Last Transfer Date | Oct 10, 2024 |
| Transfer Doc | 0000976007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 5, 2026 |
| Property Address | 4576 15TH AVE SE, SAINT CLOUD, MN 56304-9543 |
| Document Number | 0000997206 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026997206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4576 15TH AVE SE, SAINT CLOUD, MN 56304-9543 |
| Document Number | 0000997206, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026997206 |
| Name | SENTRY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 16, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 4576 15TH AVE SE, SAINT CLOUD, MN 56304-9543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000895532 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 895532 |
| Name | SENTRY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4576 15th Ave SE was $2,726 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,100 (+0.94%) Land $124,800 Building $219,300 | $344,100 (+0.94%) Land $124,800 Building $219,300 | |
| 2025 | $2,726.00 | $340,900 Land $122,700 Building $218,200 | $340,900 Land $122,700 Building $218,200 |
| 2023 | $2,414.00 | $325,700 Land $127,000 Building $198,700 | |
| 2021 | $325,700 Land $127,000 Building $198,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4576 15th Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4576 15th Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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