45754 Edgewater Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 45754 Edgewater Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1950
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Mar 2019)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`15-09-32-478-002`

Property Details

APN / Parcel Number

Primary APN	`15-09-32-478-002`
Alternative APN	`0932478002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45754 EDGEWATER DR
City	CHESTERFIELD
State	MI
Zip	48047-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C RES
Legal Description	ANCHOR BAY SHORES LOT 144
Legal Subdivision	ANCHOR BAY SHORES
Legal Lot Number	144
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3004
Census Tract	268200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45754 EDGEWATER DR, CHESTERFIELD, MI 48047-5319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · FHA Mortgage ROSS MORTGAGE CORP
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 1, 2019	Warranty Deed, Transfer GREATER MACOMB TITLE AGENCY
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU
Jan 20, 2017	Warranty Deed, Transfer BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETTLEMENT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	20199019746
Deed Book / Page	25829 / 726
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45754 EDGEWATER DR, CHESTERFIELD, MI 48047-5319
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009972
Date	Jan 25, 2017
Book Page	24522/153
Instrument	7009972

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45754 EDGEWATER DR, CHESTERFIELD, MI 48047-5319
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021532
Date	Feb 20, 2020
Book Page	26526/810
Instrument	2021532

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45754 EDGEWATER DR, CHESTERFIELD, MI 48047-5319
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45754 EDGEWATER ST, CHESTERFIELD, MI 48047-5319

Mortgage

Document Number	0000112486
Date	Jan 25, 2021
Book Page	27361/735
Instrument	2112486

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 1, 2019
Property Address	45754 EDGEWATER DR, CHESTERFIELD, MI 48047-5319
Document Number	0000019746
Book / Page	25829 / 726
Map Reference	LB 11 PG 49
Instrument Date	Feb 12, 2019
Instrument	9019746
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,175.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45754 EDGEWATER DR, 45754, CHESTERFIELD, MI 48047-5319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45754 EDGEWATER ST, CHESTERFIELD, MI 48047-5319

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45754 EDGEWATER DR, CHESTERFIELD, MI 48047-5319
Document Number	0000020691
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45754 EDGEWATER ST CHESTERFIELD MI 480475319, CHESTERFIELD, MI 48047-5319

Mortgage

Document Number	0000020691
Date	Feb 26, 2018
Book Page	025230/000911
Instrument	20691

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	LATHRUP VILLAGE, MI 48076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2033

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 20, 2017
Property Address	45754 EDGEWATER DR, CHESTERFIELD, MI 48047-5319
Document Number	0000007835
Book / Page	024512 / 000305
Instrument Date	Jan 17, 2017
Instrument	7835
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Tax	$1,969.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6401 MARINA DR CLAY MI 480014215, CLAY, MI 48001-4215

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,400 (+22.43%)	$318,800 (+22.43%)
2025	$4,712.00 (+13.98%)
2023		$130,200	$260,400
2022	$4,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	578.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 89 policies
Nearby Flood Policies	89 in force
Nearby Flood Claims	84 (1980–2026)
Claims Outside the SFHA	36 of 84
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Oct 1986 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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