45750 Umber Shadow St, Elizabeth, CO 80107 Property Records

Elbert County property record for 45750 Umber Shadow St, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,000 sqft · built 2022
Lot Size	35.1 acres (1,532,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jan 2022)
Tax Bill	$5,361 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64170-01-011`

Property Details

APN / Parcel Number

Primary APN	`64170-01-011`
Alternative APN	`R122506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	Rustic
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,532,833 sqft (35.1 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R122506
Street Address	45750 UMBER SHADOW ST
City	ELIZABETH
State	CO
Zip	80107-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	QUARTER: NW SECTION: 17 TOWNSHIP: 6 RANGE: 64 - B801 P174
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4000
Census Tract	961204

Owner

Source: Elbert County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45750 UMBER SHADOW ST, ELIZABETH, CO 80107-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 27, 2022	Correction Deed
Jan 19, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	2022616165
Deed Book / Page	824 / 585
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	0000616166
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Recording Date	May 28, 2026
Property Address	45750 UMBER SHADOW ST, ELIZABETH, CO 80107-9611
Document Number	0000651298
Book / Page	860 / 205
Instrument Date	May 22, 2026
Instrument	2026651298
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45750 UMBER SHADOW ST, ELIZABETH, CO 80107-9611

Mortgage

Document Number	0000651298,
Date	May 28, 2026
Book Page	860/205
Instrument	2026651298

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELBERT CO
Recording Date	Apr 27, 2022
Property Address	45750 UMBER SHADOW ST, ELIZABETH, CO 80107-9611
Document Number	0006270484
Book / Page	627 / 484
Instrument Date	Apr 27, 2022
Instrument	619092
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 S SHADY GROVE WAY, AURORA, CO 80016-5475

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Jan 19, 2022
Property Address	45750 UMBER SHADOW ST, ELIZABETH, CO 80107-9611
Document Number	0008240585
Book / Page	824 / 585
Instrument Date	Jan 5, 2022
Instrument	616165
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Tax	$34.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO GBOX 1869, 1869, PARKER, CO 80134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7310 S SHADY GROVE WAY, AURORA, CO 80016-5475

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,361.00 (+114.01%)	$57,470 (+92.34%) Land $23,090 Building $34,380	$919,600 (+106.24%) Land $369,500 Building $550,100
2023	$2,505.00 (+7,057.14%)	$29,880 (+10,966.67%) Land $19,940 Building $9,940	$445,886 (+42,814.92%) Land $297,588 Building $148,298
2022	$35.00	$270 Land $270	$1,039 Land $1,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 65% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maverix Broadband Fiber	10,000 / 10,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Aerux Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

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