San Luis Obispo County property record for 4575 Whispering Oak Way, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,873 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $795,000 (Jun 2025) |
| Tax Bill | $4,398 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-092-018 |
| Primary APN | 015-092-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,873 sqft Living Area |
| 1st Floor Area | 1,873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 87,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4575 WHISPERING OAK WAY |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TR NO 7 LT 146 |
| Legal Subdivision | TRACT 07 |
| Legal Tract | 7 |
| Legal Block | 1 |
| Legal Lot Number | 146 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10303 |
4575 Whispering Oak Way is owned and occupied by two individuals who bought it in June 2025.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4575 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Dec 24, 2014 · Amount on File |
| Deed Document Number | 202518221 |
| Prior Transfer Date | Dec 15, 2016 |
| Prior Transfer Doc | 0000067625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4575 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9574 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000040370 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 2017040370 |
| Name | RESOURCE LENDERS INC |
|---|---|
| Type | Lending Institution |
| Address | FRESNO, CA 93711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 4575 Whispering Oak Way was $4,398 with a homeowner's exemption, up 1.7% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $810,900 (+98.45%) Land $306,000 Building $504,900 | |
| 2025 | $4,398.00 (+1.71%) | $408,619 Land $192,291 Building $216,328 |
| 2024 | $4,324.00 (+1.86%) | |
| 2023 | $4,245.00 (+1.75%) | $392,754 Land $184,825 Building $207,929 |
| 2022 | $4,172.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4575 Whispering Oak Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4575 Whispering Oak Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Ranch Wifi.
5G (outdoors only) and 4G LTE
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