4575 Utah Dr, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 4575 Utah Dr, Richmond, CA 94803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1955
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jul 2022)
Tax Bill	$13,345 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`431-144-001-2`

Property Details

APN / Parcel Number

Primary APN	`431-144-001-2`
Alternative APN	`431-144-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4575 UTAH DR
City	EL SOBRANTE
State	CA
Zip	94803-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2088 347
Legal Subdivision	PORTION ROUGH & READY RANCHES PARCEL 2
Legal Tract	2088
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	360200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4575 UTAH DR, EL SOBRANTE, CA 94803-2421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SERVICES
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SERVICES
Jul 22, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Aug 9, 2018	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	2022116786
Prior Transfer Date	Sep 7, 1995
Prior Transfer Doc	0000172034
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4575 UTAH DR, RICHMOND, CA 94803-2421
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069121
Date	Apr 10, 2020
Instrument	2020-069121

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4575 UTAH DR, RICHMOND, CA 94803-2421
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 UTAH DR, RICHMOND, CA 94803-2421

Mortgage

Document Number	0000049647
Date	Mar 21, 2022
Instrument	2022-049647

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 22, 2022
Property Address	4575 UTAH DR, RICHMOND, CA 94803-2421
Document Number	0000116786
Map Reference	VOL 55 PG 7
Instrument Date	Jul 8, 2022
Instrument	2022-116786
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4575 UTAH DR, RICHMOND, CA 94803-2421

Mortgage

Document Number	0000116787
Date	Jul 22, 2022
Instrument	2022-116787

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	Other
Max Rate	8.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4575 UTAH DR, RICHMOND, CA 94803-2421
Document Number	0000069122
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4575 UTAH DR RICHMOND CA 948032421, RICHMOND, CA 94803-2421

Mortgage

Document Number	0000069122
Date	Apr 10, 2020
Instrument	69122

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 9, 2018
Property Address	4575 UTAH DR, RICHMOND, CA 94803-2421
Document Number	0000127370
Map Reference	VOL 55 PG 7
Instrument Date	Aug 2, 2018
Instrument	2018-127370
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4575 UTAH DR, RICHMOND, CA 94803-2421

Mortgage

Document Number	0000127371
Date	Aug 9, 2018
Instrument	2018-127371

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$832,000 (-3.03%) Land $613,053 Building $218,947
2025	$13,345.00 (+2.52%) Homeowner's exemption	$858,000 (-9.68%) Land $632,211 Building $225,789
2023	$13,017.00 (+27.18%)	$950,000 Land $700,000 Building $250,000
2022	$10,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1983–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Unwired.

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