Olmsted County property record for 4575 Summit Pointe Pl NW, Rochester, MN 55901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,483 sqft · built 2007 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,000 (Oct 2007) |
| Tax Bill | $6,226 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74.08.21.074594 |
| Primary APN | 74.08.21.074594 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| 1st Floor Area | 1,483 sqft |
| Basement Area | 1,370 sqft |
| Finished Basement | 1,233 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,587 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 256 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4575 SUMMIT POINTE PL NW |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55901-5658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-08 TWP-107 RANGE-014 SUMMIT POINTE 4TH LOT-010 BLOCK-002 LOT 10 BLK 2 |
| Legal Range | 14 |
| Legal Township | 107 |
| Legal Section | 08 |
| Legal Subdivision | SUMMIT POINTE 4TH |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 1404 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4575 SUMMIT POINTE PL NW, ROCHESTER, MN 55901-5658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2007 · Amount on Record |
| Deed Sale | Oct 4, 2007 · Amount on Record |
| Prior Sale | May 21, 2007 · Amount on Record |
| Deed Document Number | 20071149148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 4575 SUMMIT POINTE PL NW, ROCHESTER, MN 55901-5658 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1494516 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | A-1494516 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,226.00 Homeowner's exemption | ||
| 2025 | $445,200 Land $69,100 Building $376,100 | $451,100 Land $70,000 Building $381,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
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