4575 River Rd, Toledo, OH 43614 Property Records

Lucas County property record for 4575 River Rd, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,768 sqft · built 1973
Lot Size	0.418 acres (18,200 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Aug 2026)
Tax Bill	$6,797 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-02747`

Property Details

APN / Parcel Number

Primary APN	`15-02747`
Alternative APN	`06009026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	4,108 sqft
1st Floor Area	1,120 sqft
2nd Floor Area	1,648 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	18,200 sqft (0.418 acres)
Lot Width	80 ft Width
View / Lot	Secondary
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4575 RIVER RD
City	TOLEDO
State	OH
Zip	43614-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS9
Legal Description	TOLEDO HEIGHTS LOT 1 PT E OF TERMINAL RRSE OF RIVER RD EXC
Legal Subdivision	TOLEDO HEIGHTS
Legal Tract	45.04
Legal Lot Number	1
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3001
Census Tract	4504

Owner

4575 River Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Lucas County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4575 RIVER RD, TOLEDO, OH 43614-5537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 25, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	202631073
Prior Transfer Date	Jul 25, 2002
Prior Transfer Doc	0000013852
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 10, 2026
Property Address	4575 RIVER RD, TOLEDO, OH 43614-5537
Document Number	0000031073
Instrument Date	Jul 24, 2026
Instrument	202631073
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4575 RIVER RD, TOLEDO, OH 43614-5537

Mortgage

Document Number	0000031074,
Date	Aug 10, 2026
Instrument	202631074

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 25, 2020
Property Address	4575 RIVER RD, TOLEDO, OH 43614-5537
Document Number	0000035553
Instrument Date	Aug 17, 2020
Instrument	35553
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,088.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4575 RIVER RD TOLEDO OH 436145537, TOLEDO, OH 43614-5537

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$119,525 (-) Land $46,970 Building $72,555	$341,500 (-) Land $134,200 Building $207,300
2024	$6,797.00 (+18.62%) Homeowner's exemption	$119,525 (+28.58%) Land $46,970 Building $72,555	$341,500 Land $134,200 Building $207,300
2023	$5,730.00 (-0.12%) Homeowner's exemption	$92,960 (-) Land $41,370 Building $51,590
2022	$5,737.00 Homeowner's exemption	$92,960 Land $41,370 Building $51,590
2021			$265,600 Land $118,200 Building $147,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4575 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4575 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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