4575 N Phillips Rd, Harrod, OH 45850 Property Records

Allen County property record for 4575 N Phillips Rd, Harrod, OH 45850

Property Summary

Property Type	Farm - Irrigated or Dry
Details	5 bd · 1 ba · 3,050 sqft · built 1920
Lot Size	18.8 acres (821,106 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2025)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-0400-04-005.000`

Property Details

APN / Parcel Number

Primary APN	`38-0400-04-005.000`
Alternative APN	`I2838040004005000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,050 sqft Gross Area
1st Floor Area	1,378 sqft
Upper Floors Area	886 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	821,106 sqft (18.8 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	763 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4575 N PHILLIPS RD
City	HARROD
State	OH
Zip	45850-9452
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SE1/4 RTS 08-03-04
Jurisdiction	ALLEN OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1055
Census Tract	11400

Owner

4575 N Phillips Rd, an agricultural property, is owned by two individuals who bought it in July 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4575 N PHILLIPS RD, HARROD, OH 45850-9452
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2025	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jul 25, 2025	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Feb 2, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Oct 11, 2012 · Amount on File
Deed Document Number	20257191
Prior Transfer Date	Jul 23, 2025
Prior Transfer Doc	0000007191
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4575 N PHILLIPS RD, HARROD, OH 45850-9452
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3190002256
Date	Mar 19, 2025
Book Page	2025/2256
Instrument	202503190002256

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	102 E MAIN ST, PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Feb 27, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4575 N PHILLIPS RD, HARROD, OH 45850-9452
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7310007744
Date	Jul 31, 2025
Book Page	2025/7744
Instrument	202507310007744

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	102 E MAIN ST, PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 23, 2045

Interest

Rate Type	Adjustable Rate

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 25, 2025
Property Address	4575 N PHILLIPS RD, HARROD, OH 45850-9452
Document Number	7250007191
Book / Page	2025 / 7191
Instrument Date	Jul 23, 2025
Instrument	202507250007191
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4575 N PHILLIPS RD, HARROD, OH 45850-9452

Mortgage

Document Number	7250007192
Date	Jul 25, 2025
Instrument	202507250007192

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 23, 2045

Interest

Rate Type	Adjustable Rate

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 2, 2022
Property Address	4575 N PHILLIPS RD, HARROD, OH 45850-9452
Document Number	2020001216
Book / Page	2022 / 1216
Instrument Date	Jan 25, 2022
Instrument	202202020001216
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4575 N PHILLIPS RD, HARROD, OH 45850-9452

Tax Assessment & Valuation

The 2025 property tax bill for 4575 N Phillips Rd was $3,339, down 2.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Jackson Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00 (-2.34%)	$133,910 (-) Land $57,540 Building $76,370	$382,600 (-) Land $164,400 Building $218,200
2024	$3,419.00 (+24.28%) Homeowner's exemption	$133,910 (+30.98%) Land $57,540 Building $76,370	$382,600 Land $164,400 Building $218,200
2023	$2,751.00 (+0.62%) Homeowner's exemption	$102,240 (-) Land $43,930 Building $58,310
2022	$2,734.00 Homeowner's exemption Additional exemption filed	$102,240 Land $43,930 Building $58,310
2021			$292,100 Land $125,500 Building $166,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4575 N Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4575 N Phillips Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Buckeye Wireless Fixed Wireless	25 / 3

May also be available: AT&T, Speedwavz, T-Mobile.

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