4575 Harney Rd, Taneytown, MD 21787 Property Records

Carroll County property record for 4575 Harney Rd, Taneytown, MD 21787

Property Summary

Property Type	Rural Home
Details	3.5 ba · 3,806 sqft · built 1800
Lot Size	52.2 acres (2,276,881 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (May 2019)
Tax Bill	$8,275 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-008706`

Property Details

APN / Parcel Number

Primary APN	`01-008706`
Alternative APNs	`1008706` `008706`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	3,806 sqft Total Area
Basement Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Exterior Material	Siding
Lot Area	2,276,881 sqft (52.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	315 sqft
Patio Area	126 sqft
Shed	1 Shed
Shed Area	1,800 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008706
Street Address	4575 HARNEY RD
City	TANEYTOWN
State	MD
Zip	21787-1223
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT - 52.27 ACS 4575 HARNEY RD LAND PRESERV 6102/408
Jurisdiction	CARROLL MD
Township / Civil Division	1, TANEYTOWN
Census Block Group	3
Census Block	3014
Census Tract	501002

Owner

4575 Harney Rd, a rural home, is owned and occupied by two individuals who bought it in May 2019.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4575 HARNEY RD, TANEYTOWN, MD 21787-1223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 24, 2019	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Aug 6, 1996 · Amount on File
Deed Book / Page	9298 / 385
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4575 HARNEY RD, TANEYTOWN, MD 21787-1223
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 HARNEY RD, TANEYTOWN, MD 21787-1223

Mortgage

Document Number	0117270355
Date	Mar 31, 2026
Book Page	11727/355

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 24, 2019
Property Address	4575 HARNEY RD, TANEYTOWN, MD 21787-1223
Document Number	0092980385
Book / Page	9298 / 0385
Instrument Date	May 22, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4575 HARNEY RD, TANEYTOWN, MD 21787-1223

Mortgage

Document Number	0009298395
Date	May 24, 2019
Instrument	9298/395

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4575 Harney Rd was $8,275 with a homeowner's exemption, up 6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,275.00 (+6.02%) Homeowner's exemption	$794,400 (+8.33%) Land $137,400 Building $657,000	$794,400 (-) Land $137,400 Building $657,000
2025	$7,805.00 Homeowner's exemption	$733,333	$794,400 Land $137,400 Building $657,000
2023	$6,906.00 Homeowner's exemption	$611,200 Land $137,400 Building $473,800	$611,200 Land $137,400 Building $473,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4575 Harney Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4575 Harney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Quantum Internet & Telephone.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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