45745 Morningside Dr, Canton, MI 48187 Property Records

Wayne County property record for 45745 Morningside Dr, Canton, MI 48187

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,245 sqft · built 1993
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (May 2015)
Tax Bill	$7,842 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71 036 02 1589 000`

Property Details

APN / Parcel Number

Primary APN	`71 036 02 1589 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,245 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	1,648 sqft
Unfinished Basement	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 93.5 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45745 MORNINGSIDE DR
City	CANTON
State	MI
Zip	48187-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	09K 1589 LOT 1589 SUNFLOWER VILLAGE SUB NO. 10 T2S R8E L105 P72 TO 74 WCR
Legal Subdivision	SUNFLOWER VILLAGE NO 10
Legal Lot Number	1589
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2009
Census Tract	563500

Owner

45745 Morningside Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45745 MORNINGSIDE DR, CANTON, MI 48187-5449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 29, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2015 · Amount on File
Deed Sale	May 22, 2015 · Amount on File
Prior Sale	Feb 6, 2008 · Amount on File
Deed Document Number	2015242892
Deed Book / Page	52256 / 753
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	May 22, 2026
Property Address	45745 MORNINGSIDE DR, CANTON, MI 48187-5449
Document Number	0000187959
Book / Page	60299 / 387
Instrument Date	May 18, 2026
Instrument	2026187959
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45745 MORNINGSIDE DR, CANTON, MI 48187-5449

Mortgage

Document Number	0000187959,
Date	May 22, 2026
Book Page	60299/387
Instrument	2026187959

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45745 MORNINGSIDE DR, CANTON, MI 48187-5449
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45745 MOPNINGSIDE DR, CANTON, MI 48187-5449

Mortgage

Document Number	0570140757
Date	Sep 8, 2021
Book Page	57014/757
Instrument	2021335458

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45745 MORNINGSIDE DR, CANTON, MI 48187-5449
Document Number	0546620133
Instrument Date	Sep 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45745 MORNINGSIDE DR CANTON MI 481875449, CANTON, MI 48187-5449

Mortgage

Document Number	0546620133
Date	Oct 5, 2018
Book Page	054662/000133
Instrument	291187

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45745 Morningside Dr was $7,842 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,300 (+5.3%)	$500,600 (+5.3%)
2025	$7,842.00 Homeowner's exemption	$237,700	$475,400
2023	$7,288.00 Homeowner's exemption	$203,200	$406,400
2019	$6,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45745 Morningside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45745 Morningside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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