Riverside County property record for 45744 Elm Pl, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 3,023 sqft · built 2005 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jan 2020) |
| Tax Bill | $9,207 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Apr 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 961-361-003 |
| Primary APN | 961-361-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,023 sqft Living Area |
| Gross Area | 3,576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45744 ELM PL |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-2853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .14 ACRES M/L IN LOT 15 MB 357/011 TR 29798-7 |
| Legal Subdivision | TRACT NO 29798 7 |
| Legal Tract | 29798-7 |
| Legal Lot Number | 15 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 43208 |
45744 Elm Pl is owned and occupied by two individuals who bought it in January 2020.
Source: Riverside County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 21, 2020 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on File |
| Deed Sale | Jan 21, 2020 · Amount on File |
| Prior Sale | Apr 27, 2006 · Amount on File |
| Deed Document Number | 202028672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 6, 2026 |
| Property Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Document Number | 0000311051 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026311051 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Investor | Possibly a Property Investor |
| Document Number | 0000311051, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 2026311051 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Document Number | 0000110790 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026110790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Investor | Possibly a Property Investor |
| Document Number | 0000110790, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026110790 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Document Number | 0000475005 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020-0475005 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 21, 2020 |
| Property Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Document Number | 0000028672 |
| Map Reference | MB 357 PG 11-15 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 2020-0028672 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028673 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020-0028673 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45744 ELM PL, TEMECULA, CA 92592-2853 |
| Document Number | 0000485835 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 45744 ELM PL TEMECULA CA 925922853, TEMECULA, CA 92592-2853 |
| Document Number | 0000485835 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 485835 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2047 |
The 2025 property tax bill for 45744 Elm Pl was $9,207 with a homeowner's exemption, up 1.1% from the year before.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,530 (+2%) Land $139,437 Building $474,093 | ||
| 2025 | $9,207.00 (+1.11%) Homeowner's exemption | $601,501 Land $136,703 Building $464,798 | |
| 2024 | $9,106.00 (+0.64%) | ||
| 2023 | $9,048.00 (+0.97%) Homeowner's exemption | $578,146 Land $131,396 Building $446,750 | |
| 2022 | $8,961.00 | ||
| 2021 | $588,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45744 Elm Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45744 Elm Pl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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