4574 Warner Bay Rd, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 4574 Warner Bay Rd, Bemus Point, NY 14712

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 802 sqft · built 1950
Lot Size	0.124 acres (5,440 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Dec 2013)
Tax Bill	$1,680 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Sale + 1 more
APN	`063689 315.11-1-46`

Property Details

APN / Parcel Number

Primary APN	`063689 315.11-1-46`
Alternative APN	`36893150110001046000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	802 sqft Living Area
1st Floor Area	802 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	5,440 sqft (0.124 acres)
Lot Dimensions	40 ft deep x 136 ft wide
Patio Area	104 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	4574 WARNER BAY RD
City	BEMUS POINT
State	NY
Zip	14712-9636
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	02 - SINGL
Legal Description	OLD APN: 063689 28-1-35
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLERY
Census Block Group	4
Census Block	4010
Census Tract	36902

Owner

4574 Warner Bay Rd, a residential property, is owned and occupied by two individuals who acquired it in April 2017.

Source: Chautauqua County and Ellery Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4574 WARNER BAY RD, BEMUS POINT, NY 14712-9636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage CATTARAUGUS COUNTY BANK
Apr 17, 2017	Deed, Transfer NEIL M ROBINSON
Dec 23, 2013	Deed, Transfer RANDY RHINEHART

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2013 · Amount on File
Deed Sale	Dec 23, 2013 · Amount on File
Deed Book / Page	2013 / 7325
Last Transfer Date	Apr 17, 2017
Transfer Doc	0000002017/000000259
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	4574 WARNER BAY RD, BEMUS POINT, NY 14712-9636
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017002155
Date	Apr 17, 2017
Instrument	MT2017002155

Lender

Name	CATTARAUGUS COUNTY BANK

Agreement

Amount	Amount on Record
Term	177 Months
Due	Jan 1, 2032

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 17, 2017
Property Address	4574 WARNER BAY RD, BEMUS POINT, NY 14712-9636
Document Number	0000002017/0000002590
Book / Page	0000002017 / 0000002590
Instrument Date	Apr 17, 2017
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NEIL M ROBINSON

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14177 RED OAK DR, VAN BUREN TOWNSHIP, MI 48111-2087

December 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Dec 23, 2013
Property Address	4574 WARNER BAY RD, BEMUS POINT, NY 14712-9636
Document Number	0000002013/0000007325
Book / Page	0000002013 / 0000007325
Instrument Date	Dec 23, 2013
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	RANDY RHINEHART

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SHORE ACRES DR, BEMUS POINT, NY 14712-9600
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4574 Warner Bay Rd was $1,680, up 0.5% from the year before.

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellery Town
Unified School District	Bemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,680.00 (+0.54%)
2025	$1,671.00	$55,500 Land $18,000 Building $37,500	$89,500 Land $29,027 Building $60,473
2023		$55,500 (-) Land $18,000 Building $37,500	$79,600 (+12.73%) Land $25,816 Building $53,784
2022		$55,500 Land $18,000 Building $37,500	$70,611 Land $22,901 Building $47,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4574 Warner Bay Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4574 Warner Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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