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4574 Royal Oak Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4574 Royal Oak Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 873 sqft · built 1980
Lot Size0.118 acres (5,119 sqft)
OwnerCompany Name on Record
Last Sale$370,000 (Oct 2020)
Tax Bill$4,513 (2025)
Deeds & MortgagesJan 2023 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-422-24-00

Property Details

APN / Parcel Number

Primary APN161-422-24-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area873 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area5,119 sqft (0.118 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4574 ROYAL OAK DR
CityOCEANSIDE
StateCA
Zip92056-2934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 886 TR 009194
Legal SubdivisionPEACOCK HILLS
Legal Tract009194
Legal Block2
Legal Lot Number886
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2023
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4574 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Intrafamily Transfer, Transfer
Oct 2, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Prior SaleJun 6, 2016 · Amount on Record
Deed Document Number2020595592
Last Transfer DateDec 20, 2022
Transfer Doc0000006301
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 10, 2023
Property Address4574 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
Document Number0000006301
Map ReferenceMAP 9194
Instrument DateDec 20, 2022
Instrument2023-0006301
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4574 ROYAL OAK DR, OCEANSIDE, CA 92056-2934

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 2, 2020
Property Address4574 ROYAL OAK DR, OCEANSIDE, CA 92056-2934
Document Number0000595592
Map ReferenceMAP 9194
Instrument DateSep 9, 2020
Instrument2020-0595592
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TTL CO IE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4574 ROYAL OAK DR, OCEANSIDE, CA 92056-2934

Mortgage

Document Number0000595593
DateOct 2, 2020
Instrument2020-0595593
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$408,393 (+2%) Land $275,906 Building $132,487
2025$4,513.00 (+8.67%) Homeowner's exemption$400,387 (+4.04%) Land $270,497 Building $129,890
2023$4,153.00 (+0.29%) Homeowner's exemption$384,843 Land $259,995 Building $124,848
2022$4,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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