4574 Ross Rd, Memphis, TN 38141 Property Records

Shelby County property record for 4574 Ross Rd, Memphis, TN 38141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,219 sqft · built 1983
Lot Size	0.232 acres (10,105 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2026)
Tax Bill	$975 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-3723-C0-0002`

Property Details

APN / Parcel Number

Primary APN	`09-3723-C0-0002`
Alternative APN	`D0255W C00002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,219 sqft
Utility Area	32 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,105 sqft (0.232 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	96 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4574 ROSS RD
City	MEMPHIS
State	TN
Zip	38141-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ES ROSS RD
Legal Subdivision	BENNINGTON SEC B-2
Legal Lot Number	29
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	2
Census Block	2012
Census Tract	21747

Owner

Source: Shelby County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4574 ROSS RD, MEMPHIS, TN 38141-7837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 17, 2026	Warranty Deed, Transfer · Commercial Mortgage NINETY8 CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Feb 17, 2026 · Amount on File
Deed Document Number	202664347
Prior Transfer Date	Aug 4, 2025
Prior Transfer Doc	0000077097
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 30, 2026
Property Address	4574 ROSS RD, MEMPHIS, TN 38141-7837
Document Number	0000064347
Instrument Date	Jul 16, 2026
Instrument	202664347
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE ESCROW, MEDLOCK TITLE AND ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,477.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4574 ROSS RD, MEMPHIS, TN 38141-7837

Mortgage

Document Number	0000064348,
Date	Jul 30, 2026
Instrument	202664348

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Max Rate	-1%

Mortgage

Document Number	0000064349,
Date	Jul 30, 2026
Instrument	202664349

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 17, 2026
Property Address	4574 ROSS RD, MEMPHIS, TN 38141-7837
Document Number	0026011557
Map Reference	MB 84 PG 35
Instrument Date	Feb 11, 2026
Instrument	26011557
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4574 ROSS RD, MEMPHIS, TN 38141-7837

Mortgage

Document Number	0026011558
Date	Feb 17, 2026
Instrument	26011558

Lender

Name	NINETY8 CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00	$36,275 (+21.32%) Land $6,125 Building $30,150	$145,100 (+21.32%) Land $24,500 Building $120,600
2023		$29,900 Land $5,475 Building $24,425
2022	$1,821.00
2021			$119,600 Land $21,900 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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