4574 Orchard St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4574 Orchard St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1934
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jan 2022)
Tax Bill	$6,528 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1009-312-63-0000`

Property Details

APN / Parcel Number

Primary APN	`1009-312-63-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Gross Area	1,000 sqft
1st Floor Area	928 sqft
Basement Area	72 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1936
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	152 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4574 ORCHARD ST
City	MONTCLAIR
State	CA
Zip	91763-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN POMONA LAND AND WATER CO SUB LOT 3 BLK 17 DESC AS BEG AT N LI ORCHARD AVE AT PT 132 FT W OF E LI SD LOT 3 TH W 60 FT TH N 135.2 FT TH E 60 FT TH S TO POB EX ST
Legal Subdivision	POMONA LAND & WATER COMPANY SUBDIVISION
Legal Block	17
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1002
Census Tract	207

Owner

4574 Orchard St is owned by two individuals who bought it in January 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9650 HELENA AVE, MONTCLAIR, CA 91763-2210
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Jan 25, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION LOANS LLC
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2018	Grant Deed, Transfer LAWYERS TITLE
Sep 28, 2018	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Sep 28, 2018 · Amount on File
Deed Document Number	202230556
Prior Transfer Date	Dec 15, 2021
Prior Transfer Doc	0000030555
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 25, 2022
Property Address	4574 ORCHARD ST, MONTCLAIR, CA 91763-3101
Document Number	0000030555
Map Reference	MB 6 PG 30
Instrument Date	Dec 15, 2021
Instrument	2022-0030555
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4574 ORCHARD ST, MONTCLAIR, CA 91763-3101

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 25, 2022
Property Address	4574 ORCHARD ST, MONTCLAIR, CA 91763-3101
Document Number	0000030556
Map Reference	MB 6 PG 30
Instrument Date	Nov 30, 2021
Instrument	2022-0030556
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	965O HELENA AVENUE, MONTCLAIR, CA 91763

Mortgage

Document Number	0000030557
Date	Jan 25, 2022
Instrument	2022-0030557

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4574 ORCHARD ST, MONTCLAIR, CA 91763-3101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113268
Date	Apr 11, 2019
Instrument	2019-0113268

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2020
Property Address	4574 ORCHARD ST, MONTCLAIR, CA 91763-3101
Document Number	0000139777
Instrument Date	Apr 21, 2020
Instrument	2020-0139777
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SATURN BLVD STE B, B, SAN DIEGO, CA 92154-4798

Mortgage

Document Number	0000139778
Date	Apr 22, 2020
Instrument	2020-0139778

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 28, 2018
Property Address	4574 ORCHARD ST, MONTCLAIR, CA 91763-3101
Document Number	0000357368
Instrument Date	Sep 21, 2018
Instrument	357368
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$297.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	555 SATURN BLVD #B802 SAN DIEGO CA 921544766, B802, SAN DIEGO, CA 92154-4766

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 28, 2018
Property Address	4574 ORCHARD ST, MONTCLAIR, CA 91763-3101
Document Number	0000357367
Instrument Date	Sep 21, 2018
Instrument	357367
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	555 SATURN BLVD #B802 SAN DIEGO CA 921544766, B802, SAN DIEGO, CA 92154-4766

Tax Assessment & Valuation

The 2025 property tax bill for 4574 Orchard St was $6,528.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,162 (+2%) Land $212,156 Building $394,006
2025	$6,528.00	$594,276 Land $207,996 Building $386,280
2023	$6,201.00 (+67.64%)	$571,200 Land $199,920 Building $371,280
2022	$3,699.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4574 Orchard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4574 Orchard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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