4574 FM 2324, Point, TX 75472 Property Records

Rains County property record for 4574 FM 2324, Point, TX 75472

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	4 ba · 3,696 sqft · built 1996
Lot Size	26.2 acres (1,141,838 sqft)
Owner	Individual Name on Record
Last Sale	$688,607 (May 2021)
Tax Bill	$6,552 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Jun 2012 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`0050-0015-0270-43`

Property Details

APN / Parcel Number

Primary APN	`0050-0015-0270-43`
Alternative APNs	`R1260` `1260`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,696 sqft Gross Area
1st Floor Area	3,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,141,838 sqft
Garage Type	Attached
Garage Area	361 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	764 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00500015027043
Street Address	4574 FM 2324
City	POINT
State	TX
Zip	75472-6552
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Legal Description	A0050 CUNNINGHAM ANDERGROSS TRACT 27, 26, AND 25A ACRES 26.213
Legal Subdivision	CUNNINGHAM A
Legal Tract	27,26
Legal Block	4
Jurisdiction	RAINS TX
Township / Civil Division	POINT
Census Block Group	4
Census Block	4066
Census Tract	950200

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4574 FM 2324, POINT, TX 75472-6552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2012	Deed of Trust, Mortgage · Loan Assumption AMERICAN NATIONAL BANK
Jun 1, 2012	Deed of Trust, Mortgage · Loan Assumption TEXAS VETERANS LAND BOARD
Nov 4, 2016	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jun 12, 2012	Deed of Trust, Mortgage CYNTHIA ANN BORDELON
Feb 8, 2011	Deed of Trust, Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Jun 12, 2012	Deed of Trust, Mortgage CYNTHIA ANN BORDELON
Apr 24, 2013	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 16, 2011	Deed of Trust, Mortgage · Line of Credit THE AMERICAN NATIONAL BANK OF TEXAS
Jun 1, 2012	Deed of Trust, Mortgage · Loan Assumption TEXAS VETERANS LAND BOARD
May 4, 2021	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 31, 2018	Warranty Deed, Transfer
Aug 25, 2014	Warranty Deed, Transfer · VA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	20211267
Record Updated	Oct 29, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4574 FM 2324, POINT, TX 75472-6552

Mortgage

Document Number	000549/324
Date	Jun 1, 2012
Book Page	549/324
Instrument	1006

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	Loan Assumption
Amount	Amount Recorded

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4574 FM 2324, POINT, TX 75472-6552

Mortgage

Document Number	000549/330
Date	Jun 1, 2012
Book Page	549/330
Instrument	1007

Lender

Name	TEXAS VETERANS LAND BOARD

Agreement

Type	Loan Assumption
Amount	Amount Recorded

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016002229
Date	Nov 4, 2016
Instrument	16-002229

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2046

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000549/324
Date	Jun 12, 2012
Book Page	549/324
Instrument	001006

Lender

Name	CYNTHIA ANN BORDELON
Type	Private Party
Address	600 WOODBRIDGE PKWY APT 1825, WYLIE, TX 75098

Agreement

Amount	Amount Recorded

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/712
Date	Feb 8, 2011
Book Page	533/712
Instrument	239

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Address	123 E INTERSTATE 30, ROYSE CITY, TX 75189

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 15, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000549/330
Date	Jun 12, 2012
Book Page	549/330
Instrument	001007

Lender

Name	CYNTHIA ANN BORDELON
Type	Private Party
Address	600 WOODBRIDGE PKWY APT 1825, WYLIE, TX 75098

Agreement

Amount	Amount Recorded

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000559/473
Date	Apr 24, 2013
Book Page	559/473
Instrument	000769

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2043

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/712
Date	Nov 16, 2011
Book Page	533/712
Instrument	000239

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	ROYSE CITY, TX 75189

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	170 Months
Due	Jan 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4574 FM 2324, POINT, TX 75472-6552
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4574 FM 2324, POINT, TX 75472-6552

Mortgage

Document Number	000549/318
Date	Jun 1, 2012
Book Page	549/318
Instrument	1005

Lender

Name	TEXAS VETERANS LAND BOARD

Agreement

Type	Loan Assumption
Amount	Amount Recorded

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	May 4, 2021
Property Address	4574 FM 2324, POINT, TX 75472-6552
Document Number	02021/1267
Book / Page	2021 / 1267
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	BERRIEN COUNTY ABSTRACT AND TITLE COMPANY, RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4574 FM 2324, POINT, TX 75472-6552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 S BRIAR RIDGE CIR, MCKINNEY, TX 75072-5456

Mortgage

Document Number	0020211268
Date	May 4, 2021
Instrument	2021/1268

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAINS TX
Recording Date	Jul 31, 2018
Property Address	4574 FM 2324, POINT, TX 75472-6552
Document Number	02018/1654
Book / Page	2018 / 1654
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4575 FM 2324, POINT, TX 75472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4255 TEMESCAL AVE, NORCO, CA 92860-1498

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAINS TX
Recording Date	Aug 25, 2014
Property Address	4574 FM 2324, POINT, TX 75472-6552
Document Number	000576/287
Book / Page	576 / 287
Map Reference	MB 297 PG 663
Instrument Date	Aug 22, 2014
Instrument	14-001367
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4574 FM HIGHWAY NO 2324, 2324, POINT, TX 75472
Investor	Possibly a Property Investor

Mortgage

Document Number	0014001368
Date	Aug 25, 2014
Instrument	14-001368

Lender

Name	SFMC LP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$778,088 (+3.84%) Land $307,069 Building $471,019	$778,088 (+3.84%) Land $307,069 Building $471,019
2025	$6,552.00 (-34.52%) Homeowner's exemption	$749,279 (+4.36%) Land $279,282 Building $469,997	$749,279 (+4.36%) Land $279,282 Building $469,997
2024	$10,006.00 (-4.69%)
2023		$717,992 Land $279,282 Building $438,710	$717,992 Land $279,282 Building $438,710
2022	$10,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60

May also be available: Nextlink, Point Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 2324

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