4573 Newell Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 4573 Newell Dr, Reading, MI 49274 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2023)
Tax Bill	$3,016 (2021)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-055-001-019`

Property Details

APN / Parcel Number

Primary APN	`10-055-001-019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	4573 NEWELL DR
City	READING
State	MI
Zip	49274-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 66 FT S OF NW COR LOT 14 MEASURED ALG W LN LOT 14 TO POB TH S 75 FT ALG W LN 14 & 13 TH E TO E LN SD LOT 13 TO A PT 141 F
Legal Subdivision	JOHNSONS LANDING
Legal Lot Number	14,13
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-055-001-019

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	922 BROCKWELL DR, WESTERVILLE, OH 43081-5580
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2023	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2023 · Amount on Record
Deed Sale	Jul 05, 2023 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	0001853161
Deed Book / Page	1853 / 161
Record Updated	Jun 07, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 05, 2023
Property Address	4573 NEWELL DR, READING, MI 49274-9589
Document Number	001853/161
Book / Page	1853 / 161
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4205 BROOKSIDE RD, OTTAWA HILLS, OH 43606-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 BROCKWELL DR, WESTERVILLE, OH 43081-5580

Mortgage

Document Number	0018530164
Date	Jul 05, 2023
Instrument	1853-0164

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Margin	3
Max Rate	10.8%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	4573 NEWELL DR, READING, MI 49274-9589
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01786/1051
Date	Feb 16, 2021
Book Page	1786/1051

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 19, 2018
Property Address	4573 NEWELL DR, READING, MI 49274-9589
Document Number	01696/0831
Book / Page	1696 / 0831
Map Reference	LB3 PG36
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4943 STARBOARD DR, 4943, MAUMEE, OH 43537-8693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 BROOKSIDE RD, OTTAWA HILLS, OH 43606-2316
Investor	Possibly a Property Investor

Mortgage

Document Number	0001696834
Date	Jul 19, 2018
Instrument	1696/834

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$95,000	$188,247 Land $63,750 Building $124,497
2021	$3,016.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026, river or lake flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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