45728 Palm Ln, Lancaster, CA 93535 Property Records

Los Angeles County property record for 45728 Palm Ln, Lancaster, CA 93535

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,312 sqft · built 2007
Lot Size0.177 acres (7,711 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Feb 2020)
Tax Bill$5,414 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3176-030-078

Property Details

APN / Parcel Number

Primary APN3176-030-078

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,312 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeWood
Lot Area7,711 sqft (0.177 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address45728 PALM LN
CityLANCASTER
StateCA
Zip93535-1453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLRD21*
Legal DescriptionTR=61819 LOT 147
Legal Subdivision61819
Legal Tract61819
Legal Block1
Legal Lot Number147
JurisdictionLOS ANGELES CA
Township / Civil DivisionNORTH ANTELOPE VALLEY
Census Block Group1
Census Block1003
Census Tract900609

Owner

45728 Palm Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address45728 PALM LN, LANCASTER, CA 93535-1453
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Feb 28, 2020Grant Deed, Transfer · FHA Mortgage
BANC ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2020 · Amount on File
Deed SaleFeb 28, 2020 · Amount on File
Prior SaleJan 30, 2014 · Amount on File
Deed Document Number2020242228
Prior Transfer DateSep 17, 2012
Prior Transfer Doc0001394253
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Recording DateJul 2, 2026
Property Address45728 PALM LN, LANCASTER, CA 93535-1453
Document Number0000486148
Instrument DateJun 10, 2026
Instrument2026486148
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address45728 PALM LN, LANCASTER, CA 93535-1453

Mortgage

Document Number0000486148,
DateJul 2, 2026
Instrument2026486148
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term284 Months
DueMar 1, 2050
Interest
Rate6.36%
Max Rate-1%

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOS ANGELES CA
Recording DateFeb 28, 2020
Property Address45728 PALM LN, LANCASTER, CA 93535-1453
Document Number0000242228
Map ReferenceMB 1327 PG 15-21
Instrument DateJan 22, 2020
Instrument20-0242228
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45728 PALM LN, LANCASTER, CA 93535-1453

Mortgage

Document Number0000242229
DateFeb 28, 2020
Instrument20-0242229
Lender
NameBANC ONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45728 Palm Ln was $5,414.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLos Angeles County
MunicipalityLancaster City
Secondary School DistrictAntelope Valley Union Joint High School District (09 - 12)
Elementary School DistrictLancaster Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$312,340 (+2%) Land $76,857 Building $235,483
2025$5,414.00$306,216 Land $75,350 Building $230,866
2023$5,095.00 (+4.77%)$294,327 Land $72,425 Building $221,902
2022$4,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45728 Palm Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45728 Palm Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANTELOPE VALLEY EAST KERN WATER AGENCY
serves 0 people · EPA ID CA1910045
Water SourceSurface water
Last State InspectionApr 2021

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Race Communications
Fiber
10,000 / 10,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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