45727 Rathmore Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45727 Rathmore Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,322 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2013)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Sep 2022 Transfer Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-34-302-085`

Property Details

APN / Parcel Number

Primary APN	`20-08-34-302-085`
Alternative APN	`0834302085`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,322 sqft Living Area
1st Floor Area	926 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45727 RATHMORE DR
City	MACOMB
State	MI
Zip	48044-6324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	WINDEMERE FARMS CONDO MCCP NO. 758 BLDG 17 UNIT 85
Legal Subdivision	WINDEMERE FARMS CONDOMINIUM
Legal Unit	85
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2021
Census Tract	224202

Owner

45727 Rathmore Dr, a condominium, is owned and occupied by two individuals who acquired it in September 2022.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45727 RATHMORE DR, MACOMB, MI 48044-6324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Intrafamily Transfer, Transfer
Apr 19, 2018	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2013 · Amount on File
Deed Sale	Dec 6, 2013 · Amount on File
Prior Sale	Jun 9, 2010 · Amount on File
Deed Document Number	20133178908
Deed Book / Page	22575 / 139
Last Transfer Date	Sep 22, 2022
Transfer Doc	2200112118
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Sep 28, 2022
Property Address	45727 RATHMORE DR, MACOMB, MI 48044-6324
Document Number	2200112118
Book / Page	28832 / 1
Map Reference	LB 18743 PG 360-381
Instrument Date	Sep 22, 2022
Instrument	202200112118
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45727 RATHMORE DR, 45727, MACOMB, MI 48044-6324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45727 RATHMORE DR, MACOMB, MI 48044-6324

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45727 RATHMORE DR, MACOMB, MI 48044-6324
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046427
Date	Apr 19, 2018
Book Page	25321/506
Instrument	8046427

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45727 RATHMORE DR, MACOMB, MI 48044-6324
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45727 RATHMORE DR 85, 85, MACOMB, MI 48044-6324

Mortgage

Document Number	0000110426
Date	Sep 15, 2020
Book Page	26994/1
Instrument	2110426

Lender

Name	MORTGAGE ONE INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 45727 Rathmore Dr was $2,832 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,200 (+1.82%)	$290,400 (+1.82%)
2025	$2,832.00 Homeowner's exemption	$142,600	$285,200
2023		$108,100	$216,200
2022	$2,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45727 Rathmore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45727 Rathmore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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