45721 Capistrano St, Indio, CA 92201 Property Records

Riverside County property record for 45721 Capistrano St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,209 sqft · built 1975
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Jul 2020)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`608-223-007`

Property Details

APN / Parcel Number

Primary APN	`608-223-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
Gross Area	1,646 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	608223007
Street Address	45721 CAPISTRANO ST
City	INDIO
State	CA
Zip	92201-3862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 23 MB 079/052 TR 5143-1
Legal Tract	5143-1
Legal Lot Number	23
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2013
Census Tract	45217

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45721 CAPISTRANO ST, INDIO, CA 92201-3862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Jul 9, 2020	Grant Deed, Transfer · FHA Mortgage COMMERCE HOME MORTGAGE LLC
Jul 30, 2018	Grant Deed, Transfer · FHA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	2020-0301016
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45721 CAPISTRANO ST, INDIO, CA 92201-3862
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45721 CAPISTRANO ST, CHIRIACO SMT, CA 92201-3862

Mortgage

Document Number	0000085328
Date	Feb 9, 2021
Instrument	2021-0085328

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Aug 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 9, 2020
Property Address	45721 CAPISTRANO ST, INDIO, CA 92201-3862
Document Number	0000301016
Map Reference	MB 79 PG 52&53
Instrument Date	Jun 22, 2020
Instrument	2020-0301016
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45721 CAPISTRANO ST, INDIO, CA 92201-3862

Mortgage

Document Number	0000301017
Date	Jul 9, 2020
Instrument	2020-0301017

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000301018
Date	Jul 9, 2020
Instrument	2020-0301018

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 30, 2018
Property Address	45721 CAPISTRANO ST, INDIO, CA 92201-3862
Document Number	0000305790
Instrument Date	Jun 21, 2018
Instrument	305790
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$278.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45721 CAPISTRANO ST INDIO CA 922013862, INDIO, CA 92201-3862

Mortgage

Document Number	305791
Date	Jul 30, 2018
Instrument	305791

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Mortgage

Document Number	305792,
Date	Jul 30, 2018
Instrument	305792

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,953.00 (+6.49%)	$311,630 (+4.04%) Land $75,769 Building $235,861
2023	$4,651.00 (+3.96%)	$299,531 Land $72,828 Building $226,703
2022	$4,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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