4572 Waters St, Bozeman, MT 59718 Property Records

Gallatin County property record for 4572 Waters St, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,337 sqft · built 2018
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Nov 2014)
Tax Bill	$8,904 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG55311`

Property Details

APN / Parcel Number

Primary APN	`00RGG55311`
Alternative APNs	`06-0798-10-2-16-09-0000` `R0652613`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,337 sqft Living Area
1st Floor Area	1,296 sqft
2nd Floor Area	1,041 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)

Exterior Amenities

Porch	Slab
Porch Area	375 sqft
Deck Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG55311
Street Address	4572 WATERS ST
City	BOZEMAN
State	MT
Zip	59718-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY WEST SUB PH 3C, S10, T02 S, R05 E, LOT 86, PLAT J-435A PLUS OPEN SPACE
Legal Range	05E
Legal Township	02S
Legal Section	10
Legal Subdivision	VALLEY WEST SUB PH 3C
Legal Lot Number	86
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1014
Census Tract	505

Owner

4572 Waters St is owned and occupied by two individuals who bought it in November 2014.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4572 WATERS ST, BOZEMAN, MT 59718-6658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Nov 3, 2017	Deed of Trust, Mortgage · Construction Mortgage OPPORTUNITY BANK OF MT
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2014 · Amount on File
Deed Sale	Nov 3, 2014 · Amount on File
Deed Document Number	20142496299
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4572 WATERS ST, BOZEMAN, MT 59718-6658
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002762257
Date	Dec 21, 2021
Instrument	2762257

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 2, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4572 WATERS ST, BOZEMAN, MT 59718-6658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2597584
Date	Nov 3, 2017
Instrument	2597584

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	49604

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2018

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	4572 WATERS ST, BOZEMAN, MT 59718-6658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2638786
Date	Feb 27, 2019
Instrument	2638786

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4572 Waters St was $8,904.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,904.00	$1,370,349	$1,370,349 Land $357,709 Building $1,012,640
2023	$8,428.00	$1,309,593	$1,309,593 Land $245,773 Building $1,063,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4572 Waters St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4572 Waters St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net, T-Mobile, Verizon.

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