4571 W Oregon Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4571 W Oregon Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,182 sqft · built 1910
Lot Size	3.22 acres (140,394 sqft)
Owner	Individual Name on Record
Last Sale	$472,000 (Oct 2023)
Tax Bill	$4,488 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-004-001-02`

Property Details

APN / Parcel Number

Primary APN	`008-004-001-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,182 sqft Living Area
1st Floor Area	2,282 sqft
Basement Area	1,382 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	140,394 sqft (3.22 acres)
Garage Area	4,048 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4571 W OREGON RD
City	LAPEER
State	MI
Zip	48446-7779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PARCEL B: THE NE FRACTIONAL 1/4 OF SEC 4 T7N R9E COMMENCING AT THE NE CORN OF SEC 4; TH S 87-03-18 W 93.37 FT; TH S 87-20-44
Legal Range	09E
Legal Township	07N
Legal Section	04
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1004
Census Tract	336000

Owner

Source: Lapeer County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4571 W OREGON RD, LAPEER, MI 48446-7779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Book / Page	3371 / 529
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 11, 2023
Property Address	4571 W OREGON RD, LAPEER, MI 48446-7779
Document Number	0033710529
Book / Page	3371 / 529
Instrument Date	Oct 6, 2023
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	BELL TITLE AGENCY/FENTON, BELL TITLE AGENCY OF GENESEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4571 W OREGON RD, LAPEER, MI 48446-7779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6291 LAKEWOOD RD, PARKER, CO 80134-5845

Mortgage

Document Number	0000337214
Date	Oct 11, 2023
Instrument	3372/14

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,200 (+1.69%)	$408,400 (+1.69%)
2025	$4,488.00 (+34.37%) Homeowner's exemption	$200,800 (+17.63%)	$401,600 (+17.63%)
2023		$170,700	$341,400
2022	$3,340.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35