4571 Martin Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4571 Martin Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,161 sqft · built 1998
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,866 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-0018-00320`

Property Details

APN / Parcel Number

Primary APN	`520-0018-00320`
Alternative APNs	`1154838` `654656` `101785`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,161 sqft Gross Area
1st Floor Area	2,262 sqft
Basement Area	1,438 sqft
Finished Basement	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	2,301 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	180 sqft
Deck Area	303 sqft
Gazebo	309 sqft
Pole Barn	5,000 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1154838
Street Address	4571 MARTIN RD
City	DULUTH
State	MN
Zip	55803-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SW 1/4 OF SE 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	30
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	2
Census Block	2012
Census Tract	10400

Owner

4571 Martin Rd is owned and occupied by two individuals who acquired it in July 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4571 MARTIN RD, DULUTH, MN 55803-9429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANK OF COMMERCE
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Jul 25, 2018	Loan Modification, Mortgage · Conventional Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 24, 2025
Transfer Doc	0001514593
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4571 MARTIN RD, DULUTH, MN 55803-9429
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4571 MARTIN RD, DULUTH, MN 55803-9429

Mortgage

Document Number	0001464729
Date	Apr 11, 2023
Instrument	1464729

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4571 MARTIN RD, DULUTH, MN 55803-9429
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001044125
Date	Jul 22, 2021
Instrument	1044125

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4571 MARTIN RD, DULUTH, MN 55803-9429
Document Number	0001006801
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4571 MARTIN RD DULUTH MN 558039429, DULUTH, MN 55803-9429

Mortgage

Document Number	0001006801
Date	Jan 9, 2019
Instrument	1006801

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4571 Martin Rd was $9,866 with a homeowner's exemption, up 0.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,866.00 (+0.8%) Homeowner's exemption
2025	$9,788.00 (+3,878.86%) Homeowner's exemption	$755,300 (-) Land $130,400 Building $624,900	$755,300 (-) Land $130,400 Building $624,900
2024	$246.00	$755,300 Land $130,400 Building $624,900	$755,300 Land $130,400 Building $624,900
2022		$30,700 Land $28,000 Building $2,700	$30,700 Land $28,000 Building $2,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4571 Martin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4571 Martin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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