45701 Camino Rubi, Temecula, CA 92592 Property Records

Riverside County property record for 45701 Camino Rubi, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,916 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$945,000 (May 2026)
Tax Bill	$8,875 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`962-354-017`

Property Details

APN / Parcel Number

Primary APN	`962-354-017`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,916 sqft Living Area
Gross Area	3,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45701 CAMINO RUBI
City	TEMECULA
State	CA
Zip	92592-3387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.15 ACRES IN LOT 108 MB 316/099 TR 23064
Legal Subdivision	TRACT NO 23064
Legal Tract	23064
Legal Lot Number	108
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2026
Census Tract	43252

Owner

Source: Riverside County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 27, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 13, 2023	Intrafamily Transfer, Transfer
Oct 13, 2023	Intrafamily Transfer, Transfer
Mar 30, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	2026161185
Prior Transfer Date	Oct 6, 2023
Prior Transfer Doc	0000301971
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387

Mortgage

Document Number	0000272754
Date	May 3, 2021
Instrument	2021-0272754

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 27, 2026
Property Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387
Document Number	0000161185
Instrument Date	May 5, 2026
Instrument	2026161185
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,989.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387

Mortgage

Document Number	0000161186,
Date	May 27, 2026
Instrument	2026161186

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2023
Property Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387
Document Number	0000301972
Map Reference	MB 316 PG 99-108
Instrument Date	Oct 6, 2023
Instrument	2023-0301972
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2023
Property Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387
Document Number	0000301971
Map Reference	MB 316 PG 99-108
Instrument Date	Oct 6, 2023
Instrument	2023-0301971
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 30, 2020
Property Address	45701 CAMINO RUBI, TEMECULA, CA 92592-3387
Document Number	0000144569
Instrument Date	Feb 21, 2020
Instrument	144569
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45701 CAMINO RUBI TEMECULA CA 925923387, TEMECULA, CA 92592-3387

Mortgage

Document Number	144570
Date	Mar 30, 2020
Instrument	144570

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,764 (+2%) Land $139,437 Building $505,327
2025	$8,875.00 (+1.61%)	$632,122 (+4.04%) Land $136,703 Building $495,419
2024	$8,734.00 (+1.06%)
2023	$8,642.00 (+2.2%)	$607,578 Land $131,396 Building $476,182
2022	$8,456.00
2021			$630,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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