4570 State Rd 31, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4570 State Rd 31, Punta Gorda, FL 33982

Property Summary

Property Type	Range Land (Grazing)
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Trust Names on File
Tax Bill	$122 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Jan 2019 Line of Credit
Flood Zone	Zone A (high risk)
APN	`40-26-30-301-001`

Property Details

APN / Parcel Number

Primary APN	`40-26-30-301-001`
Alternative APNs	`0074732-000000-0` `10004628951`

Exterior

Lot Area	3,484,800 sqft (80 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004628951
Old Parcel Number	00747320000000
Street Address	4570 STATE ROAD 31
City	PUNTA GORDA
State	FL
Zip	33982-9780
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Range Land (Grazing)
Local Zoning Code	AG
Legal Description	ZZZ 304026 P4 30-40-26 P-4 80A M/L N1/2 OF SW1/4 LESS STATE RD R/W TAKING IN 330/594 693/388 721/1161 890/1416 10
Legal Range	26E
Legal Township	40S
Legal Section	30
Legal Subdivision	ACREAGE & UNREC
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1062
Census Tract	10100

Owner

4570 State Rd 31, an agricultural property, is held in a trust since December 1989.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4410 STATE ROAD 31, PUNTA GORDA, FL 33982-9780
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Loan Modification, Mortgage NOT AVAILABLE
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/ARCADIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1989
Deed Sale	Dec 1, 1989
Deed Document Number	1989107600007
Record Updated	Jun 8, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	4570 STATE ROAD 31, PUNTA GORDA, FL 33982-9780
Document Number	0045201749
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4410 STATE ROAD 31 PUNTA GORDA FL 339829780, PUNTA GORDA, FL 33982-9780

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	4570 STATE ROAD 31, PUNTA GORDA, FL 33982-9780
Document Number	0044050945
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4570 STATE ROAD 31 PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982

Mortgage

Document Number	0044050945
Date	Feb 12, 2019
Book Page	004405/000945
Instrument	2683440

Lender

Name	FIRST ST BK/ARCADIA
Type	Bank
Address	BRADENTON, FL 34205

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4570 State Rd 31 was $122.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$122.00	$8,240	$560,000 Land $560,000
2023	$127.00 (-5.22%)	$8,240 (-4.63%)	$560,000 (+64.71%) Land $560,000
2022	$134.00	$8,640 Land $8,640	$340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4570 State Rd 31 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4570 State Rd 31 is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 86% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd 31

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures