4570 Settles Bridge Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4570 Settles Bridge Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,443 sqft · built 1986
Lot Size	1.51 acres (65,775 sqft)
Owner	Individual Name on Record
Last Sale	$341,500 (Jul 2017)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-277-034`

Property Details

APN / Parcel Number

Primary APN	`7-277-034`
Alternative APNs	`R7277-034` `1430887`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,443 sqft Living Area
Gross Area	5,398 sqft
1st Floor Area	2,443 sqft
Basement Area	2,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	65,775 sqft (1.51 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4570 SETTLES BRIDGE RD
City	SUWANEE
State	GA
Zip	30024-1982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	SETTLE BRIDGE RD
Legal Subdivision	RIDGE RD
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3000
Census Tract	50243

Owner

Source: Gwinnett County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4570 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE
Nov 20, 2020	Deed of Trust, Mortgage AMERIS BK
Sep 24, 2019	Grant Deed, Transfer AMERIS BK
Jul 20, 2017	Grant Deed, Transfer · Conventional with PMI FIDELITY BK MTG
Jul 14, 2017	Deed of Trust, Mortgage · Conventional with PMI FIDELITY BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	May 6, 2008 · Amount on Record
Deed Document Number	201718793
Deed Book / Page	55268 / 872
Prior Transfer Date	Apr 29, 2008
Prior Transfer Doc	0488270620
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Recording Date	Jun 4, 2026
Property Address	4570 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Document Number	6256000822
Book / Page	62562 / 822
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982

Mortgage

Document Number	6256000822,
Date	Jun 4, 2026
Book Page	62562/822

Lender

Name	GUILD MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4570 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Document Number	0581130089
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 SETTLES BRIDGE RD SUWANEE GA 300241982, SUWANEE, GA 30024-1982

Mortgage

Document Number	0581130089
Date	Nov 30, 2020
Book Page	058113/000089

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Sep 24, 2019
Property Address	4570 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Document Number	0569040020
Book / Page	056904 / 000020
Instrument Date	Sep 10, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 SETTLES BRIDGE RD SUWANEE GA 300241982, SUWANEE, GA 30024-1982

Mortgage

Document Number	569040023
Date	Sep 24, 2019
Book Page	056904/000023

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 20, 2017
Property Address	4570 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Document Number	0552680872
Book / Page	055268 / 000872
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4570 SETTLES BRIDGE RD SUWANEE GA 300241982, SUWANEE, GA 30024-1982

Mortgage

Document Number	552680874
Date	Jul 20, 2017
Book Page	055268/000874

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4570 SETTLES BRIDGE RD, SUWANEE, GA 30024-1982
Document Number	0554940409
Book / Page	055494 / 000409
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4570 SETTLES BRIDGE RD SUWANEE GA 300241982, SUWANEE, GA 30024-1982

Mortgage

Document Number	0554940409
Date	Oct 30, 2017
Book Page	055494/000409

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,406.00 (+8.12%)	$169,000 (-) Land $40,840 Building $128,160	$422,500 (-) Land $102,100 Building $320,400
2023	$4,075.00	$169,000 Land $40,840 Building $128,160
2022			$422,500 Land $102,100 Building $320,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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