Lake County property record for 4570 Rutledge St, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,920 sqft · built 1957 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,825 (Aug 2020) |
| Tax Bill | $760 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0462-0012 |
| Primary APN | 001-01-39-0462-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Gazebo | 38 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4570 RUTLEDGE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-3635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUTLEDGE TERRACE LOT 12 ALL LOT 13 |
| Legal Subdivision | RUTLEDGE TERRACE |
| Legal Lot Number | 12,13 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41400 |
4570 Rutledge St is owned and occupied by an individual who bought it in August 2020.
Source: Lake County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4570 RUTLEDGE ST, GARY, IN 46408-3635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Deed Document Number | 202052535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 12, 2020 |
| Property Address | 4570 RUTLEDGE ST, GARY, IN 46408-3635 |
| Document Number | 0000052535 |
| Map Reference | MB 27 PG 88 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 2020 052535 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | COMMUNITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4570 RUTLEDGE ST, GARY, IN 46408-3635 |
| Document Number | 0000052536 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020 052536 |
| Name | AMERICAN FIDELITY MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,000 Land $12,700 Building $82,300 | $95,000 Land $12,700 Building $82,300 | |
| 2024 | $760.00 | ||
| 2023 | $79,300 (-8.85%) Land $15,100 Building $64,200 | $79,300 (-8.85%) Land $15,100 Building $64,200 | |
| 2022 | $860.00 | $87,000 Land $14,900 Building $72,100 | $87,000 Land $14,900 Building $72,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4570 Rutledge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4570 Rutledge St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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