4570 Perception Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 4570 Perception Cir, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,805 sqft · built 2018
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$254,700 (Nov 2020)
Tax Bill	$1,652 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2N-29-5715-00J00-0030`

Property Details

APN / Parcel Number

Primary APN	`26-2N-29-5715-00J00-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,805 sqft Heated Area
Gross Area	2,732 sqft
1st Floor Area	2,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	1,370 ft deep x 800 ft wide
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	262N29571500J000030
Street Address	4570 PERCEPTION CIR
City	MILTON
State	FL
Zip	32570-8034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHISPER CREEK PHASE TWO BLK J LOT 3 AS DES IN OR 4033 PG 587
Legal Range	29W
Legal Township	02N
Legal Section	26
Legal Subdivision	WHISPER CREEK
Legal Phase	2
Legal Block	J
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1018
Census Tract	10504

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4570 PERCEPTION CIR, MILTON, FL 32570-8034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	202062898
Deed Book / Page	4033 / 587
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 23, 2020
Property Address	4570 PERCEPTION CIR, MILTON, FL 32570-8034
Document Number	0040330587
Book / Page	4033 / 587
Map Reference	MB 11 PG 26&27
Instrument Date	Nov 19, 2020
Instrument	202062898
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,782.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2285 W EAU GALLIE BLVD, 2285, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 PERCEPTION CIR, MILTON, FL 32570-8034

Mortgage

Document Number	0004033590
Date	Nov 23, 2020
Instrument	4033/590

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,652.00 (+2.74%) Homeowner's exemption Senior Citizen's exemption	$195,123 (+3%)	$262,269 (-0.76%) Land $38,000 Building $224,269
2023	$1,608.00 (-13.92%) Homeowner's exemption	$189,440 (+3%)	$264,281 (+5.5%) Land $38,000 Building $226,281
2022	$1,868.00 Homeowner's exemption	$183,922	$250,500 Land $35,000 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20