4570 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4570 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,042 sqft · built 1996
Lot Size	0.286 acres (12,500 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Dec 2018)
Tax Bill	$3,228 (2024)
Deeds & Mortgages	Dec 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3410-0100`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3410-0100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,042 sqft Living Area
1st Floor Area	1,624 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	520 sqft
Driveway	Driveway
Driveway Area	578 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4570 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 10 BLK 341 AKA CROOKED OAKS OF SNL
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	341
Legal Lot Number	10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2027
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1843 US 17 N, SEBRING, FL 33870
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	Apr 20, 2004 · Amount on Record
Deed Document Number	1922393
Deed Book / Page	2670 / 0168
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 20, 2018
Property Address	4570 PEBBLE BEACH DR, SEBRING, FL 33872-1730
Document Number	0001922393
Book / Page	002670 / 000168
Instrument Date	Dec 18, 2018
Instrument	1922393
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1843 US HIGHWAY 27 N SEBRING FL 338701988, SEBRING, FL 33870-1988

Mortgage

Document Number	1922394
Date	Dec 20, 2018
Book Page	002670/000170
Instrument	1922394

Lender

Name	RITZE CAROLINE TRUST (RT)
Address	4330 UNION ST, HUBBARD LAKE, MI 49747-9670

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2019

Interest

Rate	4%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,072 (+1.12%) Land $27,500 Building $206,572	$234,072 (+1.12%) Land $27,500 Building $206,572
2024	$3,228.00 (+4.98%)
2023	$3,075.00 (+9.63%)	$231,479 (+17.77%) Land $22,500 Building $208,979	$231,479 (+17.77%) Land $22,500 Building $208,979
2022	$2,805.00	$196,560 Land $14,500 Building $182,060	$196,560 Land $14,500 Building $182,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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