4570 Ellen Way, Union City, CA 94587 Property Records

Alameda County property record for 4570 Ellen Way, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,054 sqft · built 1972
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Individual Names on File
Last Sale	$1,011,000 (May 2019)
Tax Bill	$15,162 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`483-101-69`

Property Details

APN / Parcel Number

Primary APN	`483-101-69`
Alternative APN	`483-0101-069-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,054 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,240 sqft (0.143 acres)

Location & Zoning

Street Address	4570 ELLEN WAY
City	UNION CITY
State	CA
Zip	94587-4840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00022 BLK: TR: 3292
Legal Subdivision	CITY OF UNION CITY
Legal Tract	3292
Legal Lot Number	22
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1004
Census Tract	440305

Owner

4570 Ellen Way is owned and occupied by two individuals who bought it in May 2019.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4570 ELLEN WAY, UNION CITY, CA 94587-4840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 2, 2019	Grant Deed, Transfer · ARM PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2019 · Amount on File
Deed Sale	May 2, 2019 · Amount on File
Deed Document Number	201981053
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	0000197020
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4570 ELLEN WAY, UNION CITY, CA 94587-4840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 ELLEN WAY, UNION CITY, CA 94587-4840

Mortgage

Document Number	0000226126
Date	Sep 9, 2020
Instrument	2020226126

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 2, 2019
Property Address	4570 ELLEN WAY, UNION CITY, CA 94587-4840
Document Number	0000081053
Map Reference	MB 71 PG 88&89
Instrument Date	Apr 30, 2019
Instrument	2019081053
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4570 ELLEN WAY, UNION CITY, CA 94587-4840

Mortgage

Document Number	0000081054
Date	May 2, 2019
Instrument	2019081054

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4570 Ellen Way was $15,162.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,149,756 (+2%) Land $344,927 Building $804,829
2025	$15,162.00	$1,127,211 Land $338,163 Building $789,048
2023	$14,839.00	$1,083,447 Land $325,034 Building $758,413	$1,189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4570 Ellen Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4570 Ellen Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 976 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sail Internet, Verizon.

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