Sarasota County property record for 4570 Caviar St, North Port, FL 34286
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 2004 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $74,000 (Sep 2011) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0956-06-8913 |
| Primary APN | 0956-06-8913 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4570 CAVIAR ST |
|---|---|
| City | NORTH PORT |
| State | FL |
| Zip | 34286-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 13 BLK 689 17TH ADD TO PORT CHARLOTTE |
| Legal Range | 21E |
| Legal Township | 39S |
| Legal Section | 10 |
| Legal Subdivision | PORT CHARLOTTE SUB 17 |
| Legal Tract | 1548 |
| Legal Block | 689 |
| Legal Lot Number | 13 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | NORTH PORT |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 2740 |
The current owner of 4570 Caviar St bought it in September 2011.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4570 CAVIAR ST, NORTH PORT, FL 34286-1426 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2011 · Amount on File |
| Deed Sale | Sep 13, 2011 · Amount on File |
| Prior Sale | Nov 8, 2005 · Amount on File |
| Deed Document Number | 2011106554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4570 CAVIAR ST, NORTH PORT, FL 34286-1426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4570 CAVIAR ST, NORTH PORT, FL 34286-1426 |
| Document Number | 0000008813 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021008813 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4570 CAVIAR ST, NORTH PORT, FL 34286-1426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4570 CAVIAR ST, NORTH PORT, FL 34286-1426 |
| Document Number | 0000120365 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2022120365 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 4570 Caviar St was $878 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | North Port City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878.00 Homeowner's exemption | $100,393 | $220,300 Land $18,100 Building $202,200 |
| 2023 | $1,634.00 (+4.68%) Homeowner's exemption | $94,722 (+3%) | $269,600 (+10.67%) Land $18,100 Building $251,500 |
| 2022 | $1,561.00 Homeowner's exemption | $91,963 | $243,600 Land $18,200 Building $225,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4570 Caviar St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 4 (2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4570 Caviar St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PORT UTILITIES serves 61,163 people · EPA ID FL6580651 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Frontier.
5G (outdoors only) and 4G LTE
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