4570 Arce St, Union City, CA 94587 Property Records

Alameda County property record for 4570 Arce St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,160 sqft · built 2008
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Last Sale	$2,200,000 (Sep 2022)
Tax Bill	$30,283 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543-467-113`

Property Details

APN / Parcel Number

Primary APN	`543-467-113`
Alternative APN	`543-0467-113-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,160 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4570 ARCE ST
City	UNION CITY
State	CA
Zip	94587-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00126 BLK: TR: 7601
Legal Subdivision	TRACT 7601
Legal Tract	7601
Legal Lot Number	126
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1010
Census Tract	441501

Owner

4570 Arce St is owner-occupied and held in a trust since September 2022.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4570 ARCE ST, UNION CITY, CA 94587-5641
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Intrafamily Transfer, Transfer
Sep 8, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	2022155226
Prior Transfer Date	Sep 22, 2015
Prior Transfer Doc	0000284754
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 20, 2026
Property Address	4570 ARCE ST, UNION CITY, CA 94587-5641
Document Number	0000007342
Map Reference	MB 289 PG 61
Instrument Date	Jan 19, 2026
Instrument	2026007342
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 ARCE ST, UNION CITY, CA 94587-5641

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 8, 2022
Property Address	4570 ARCE ST, UNION CITY, CA 94587-5641
Document Number	0000155226
Map Reference	MB 289 PG 61
Instrument Date	Sep 6, 2022
Instrument	2022155226
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4570 ARCE ST, UNION CITY, CA 94587-5641

Mortgage

Document Number	0000155227
Date	Sep 8, 2022
Instrument	2022155227

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	Other
Margin	3
Max Rate	9.5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4570 ARCE ST, UNION CITY, CA 94587-5641
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 ARCE ST, UNION CITY, CA 94587-5641

Mortgage

Document Number	0000174202
Date	May 5, 2021
Instrument	2021174202

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4570 Arce St was $30,283.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,334,640 (+2%) Land $700,392 Building $1,634,248
2025	$30,283.00	$2,288,880 Land $686,664 Building $1,602,216
2023	$26,838.00	$2,024,000 Land $607,200 Building $1,416,800	$1,943,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4570 Arce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4570 Arce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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