457 Williams St, Folsom, CA 95630 Property Records

Sacramento County property record for 457 Williams St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,360 sqft · built 1998
Lot Size	0.203 acres (8,826 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Oct 2018)
Tax Bill	$9,570 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-1420-042-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1420-042-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
1st Floor Area	1,543 sqft
2nd Floor Area	1,817 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,826 sqft (0.203 acres)
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	457 WILLIAMS ST
City	FOLSOM
State	CA
Zip	95630-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 04, LOT 50
Legal Subdivision	PRAIRIE OAKS 04
Legal Lot Number	50
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1001
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	457 WILLIAMS ST, FOLSOM, CA 95630-9558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HM LNS
Jul 31, 2019	Deed of Trust, Mortgage SOFI LNDG
Oct 19, 2018	Grant Deed, Transfer SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Oct 19, 1998 · Amount on Record
Deed Book / Page	20181019 / 278
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	457 WILLIAMS ST, FOLSOM, CA 95630-9558
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 WILLIAMS ST, FOLSOM, CA 95630-9558

Mortgage

Document Number	0000001629
Date	Sep 7, 2021
Instrument	2021090701629

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	457 WILLIAMS ST, FOLSOM, CA 95630-9558
Document Number	2005050965
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	457 WILLIAMS ST FOLSOM CA 956309558, FOLSOM, CA 95630-9558

Mortgage

Document Number	2005050965
Date	May 5, 2020
Instrument	2005050965

Lender

Name	RATE RABBIT HM LNS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	457 WILLIAMS ST, FOLSOM, CA 95630-9558
Document Number	1908060807
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	457 WILLIAMS ST FOLSOM CA 956309558, FOLSOM, CA 95630-9558

Mortgage

Document Number	1908060807
Date	Aug 6, 2019
Instrument	1908060807

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 19, 2018
Property Address	457 WILLIAMS ST, FOLSOM, CA 95630-9558
Document Number	1810190278
Instrument Date	Oct 16, 2018
Instrument	1810190278
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	457 WILLIAMS ST FOLSOM CA 956309558, FOLSOM, CA 95630-9558

Mortgage

Document Number	1810190279
Date	Oct 19, 2018
Instrument	1810190279

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$841,987 (+2%) Land $216,184 Building $625,803
2025	$9,570.00 (+2.09%)	$825,479 (+4.04%) Land $211,946 Building $613,533
2024	$9,374.00 (+1.8%)
2023	$9,208.00 (+1.6%)	$793,426 Land $203,717 Building $589,709
2022	$9,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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