457 Virgin Bluff Dr, Galena, MO 65656 Property Records

Stone County property record for 457 Virgin Bluff Dr, Galena, MO 65656

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,400 sqft · built 1970
Lot Size	1.03 acres (44,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,900 (Dec 2020)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Dec 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`10-6.0-14-000-000-011.000`

Property Details

APN / Parcel Number

Primary APN	`10-6.0-14-000-000-011.000`

Interior

Bedrooms	4 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,906 sqft (1.03 acres)
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	457 VIRGIN BLUFF DR
City	GALENA
State	MO
Zip	65656-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEAR DEN COVE LOT 28, 29 BLK 4
Legal Range	24
Legal Township	23
Legal Section	14
Legal Subdivision	BEAR DEN COVE ESTATES
Legal Block	4
Legal Lot Number	28,29
Jurisdiction	STONE MO
Township / Civil Division	FLAT CREEK B
Census Block Group	2
Census Block	2031
Census Tract	90201

Owner

Source: Stone County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2316 WINDSWEPT FARMS DR, EUREKA, MO 63025-4120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Dec 16, 2020	Trustee's Deed, Foreclosure · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Apr 19, 2010 · Amount on Record
Deed Document Number	202016097
Last Transfer Date	Dec 21, 2023
Transfer Doc	0000014422
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	457 VIRGIN BLUFF DR, GALENA, MO 65656-4807
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 VIRGIN BLUFF DR, GALENA, MO 65656-4807

Mortgage

Document Number	202200008384
Date	May 25, 2022
Instrument	202200008384

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2032

December 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STONE MO
Recording Date	Dec 16, 2020
Property Address	457 VIRGIN BLUFF DR, GALENA, MO 65656-4807
Document Number	202000016097
Instrument Date	Dec 1, 2020
Instrument	202000016097
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 VIRGIN BLUFF DR, GALENA, MO 65656-4807

Mortgage

Document Number	202000016098
Date	Dec 16, 2020
Instrument	202000016098

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00 (-0.13%)	$32,590 (+2.97%)	$171,500 (+2.94%) Land $26,400 Building $145,100
2024	$1,596.00 (+3.1%)
2023	$1,548.00 (-7.14%)	$31,650 (-)	$166,600 (-) Land $26,400 Building $140,200
2022	$1,667.00	$31,650
2021			$166,600 Land $26,400 Building $140,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

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