457 Troy Loop, The Villages, FL 32162 Property Records

Sumter County property record for 457 Troy Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,659 sqft · built 2006
Lot Size	0.127 acres (5,540 sqft)
Owner	Trust Name on Record
Last Sale	$275,500 (Jan 2020)
Tax Bill	$2,388 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D25B173`

Property Details

APN / Parcel Number

Primary APN	`D25B173`
Alternative APN	`1023255`

Interior

Building Area	1,659 sqft Heated Area

Exterior

Year Built	Built 2006
Architectural Style	Custom Design
Construction Type	Steel Frame
Lot Area	5,540 sqft (0.127 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	205 sqft

Location & Zoning

Account Number	1023255
Street Address	457 TROY LOOP
City	THE VILLAGES
State	FL
Zip	32162-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 173 THE VILLAGES OF SUMTER UNIT NO 116 PB 7 PGS 26-26B
Legal Range	23E
Legal Township	18S
Legal Section	25
Legal Subdivision	VILLAGES/SUMTER
Legal Lot Number	173
Legal Unit	116
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1015
Census Tract	911201

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	457 TROY LOOP, THE VILLAGES, FL 32162-6132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Document Number	202060003659
Deed Book / Page	3694 / 0232
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jan 27, 2020
Property Address	457 TROY LOOP, THE VILLAGES, FL 32162-6132
Document Number	0036940232
Book / Page	003694 / 000232
Instrument Date	Jan 7, 2020
Instrument	60003659
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,929.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	457 TROY LOOP THE VILLAGES FL 321626132, THE VILLAGES, FL 32162-6132

Mortgage

Document Number	36940236
Date	Jan 27, 2020
Book Page	003694/000236
Instrument	60003662

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 26, 2030

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,830 (+5.98%)	$307,250 (-2.99%) Land $33,240 Building $274,010
2024	$2,388.00 (+10.35%)
2023	$2,164.00 (+3.15%) Additional exemption filed	$188,550 (+3%)	$316,720 (+5.68%) Land $22,160 Building $294,560
2022	$2,098.00 Homeowner's exemption	$183,060	$299,690 Land $22,100 Building $277,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20