457 Saint Cloud St, Keyser, WV 26726 Property Records

Mineral County property record for 457 Saint Cloud St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,393 sqft · built 1906
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Aug 2021)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-4-0147.0000`

Property Details

APN / Parcel Number

Primary APN	`07-4-0147.0000`
Alternative APN	`29-07-4-0147.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,393 sqft Living Area
1st Floor Area	721 sqft
Family Room	Family Room

Exterior

Year Built	Built 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Porch	Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	457 SAINT CLOUD ST
City	KEYSER
State	WV
Zip	26726-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 57 REYNOLDS ADD
Legal Subdivision	REYNOLDS ADD
Legal Lot Number	57
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2012
Census Tract	10600

Owner

Source: Mineral County records · APN 07-4-0147.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	457 SAINT CLOUD ST, KEYSER, WV 26726-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage WEPCO FCU
Aug 26, 2021	Deed, Transfer · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU
Apr 04, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	0000395832
Deed Book / Page	395 / 832
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	457 SAINT CLOUD ST, KEYSER, WV 26726-2408
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000639/361
Date	Sep 01, 2022
Book Page	639/361
Instrument	194900

Lender

Name	WEPCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2037

Interest

Rate Type	Fixed Rate

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Aug 26, 2021
Property Address	457 SAINT CLOUD ST, KEYSER, WV 26726-2408
Document Number	000395/832
Book / Page	395 / 832
Map Reference	DB 23 PG 668
Instrument Date	Aug 17, 2021
Instrument	186834
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 MEADOW BROOK DR, KEYSER, WV 26726-6250

Mortgage

Document Number	000624/662
Date	Aug 26, 2021
Book Page	624/662
Instrument	186835

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	5.75%
Index	1-Year CMT

April 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	MINERAL WV
Recording Date	Apr 04, 2018
Property Address	457 SAINT CLOUD ST, KEYSER, WV 26726-2408
Document Number	000378/153
Book / Page	378 / 153
Map Reference	DB359 PG548
Instrument Date	Mar 09, 2018
Instrument	161726
Transaction Type	Foreclosure
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mineral County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (-4.18%)	$48,240 (-4.17%) Land $4,140 Building $44,100	$80,400 (-4.17%) Land $6,900 Building $73,500
2023	$1,579.00	$50,340 (-) Land $4,140 Building $46,200	$83,900 (-) Land $6,900 Building $77,000
2022	$1,579.00	$50,340 Land $4,140 Building $46,200	$83,900 Land $6,900 Building $77,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mineral County (54057C), as of March 19, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540570106002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1978–2009)
Most Recent Claim	Jun 2009
Claims by Event	Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Nov 1985 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile USA.

Based on FCC filings for 451 locations within half a mile of this property.

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