457 S 16th St, Banning, CA 92220 Property Records

Riverside County property record for 457 S 16th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,210 sqft · built 1979
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2019)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`538-300-016`

Property Details

APN / Parcel Number

Primary APN	`538-300-016`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	1,660 sqft
1st Floor Area	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	457 S 16TH ST
City	BANNING
State	CA
Zip	92220-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 5 MB 104/057 TR 12527
Legal Subdivision	TRACT NO 12527
Legal Tract	12527
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1023
Census Tract	44300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	457 S 16TH ST, BANNING, CA 92220-4520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2019	Grant Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 14, 2018	Intrafamily Transfer, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Nov 14, 2018	Quit Claim Deed, Transfer LAWYERS TITLE-IE
Jul 11, 2018	Affidavit of Death, Transfer
Jul 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Feb 20, 2004 · Amount on Record
Deed Document Number	2019338631
Prior Transfer Date	Dec 8, 1997
Prior Transfer Doc	0000460413
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	457 S 16TH ST, BANNING, CA 92220-4520
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 S 16TH ST, BANNING, CA 92220-4520

Mortgage

Document Number	0000334949
Date	Jun 2, 2021
Instrument	2021-0334949

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 30, 2019
Property Address	457 S 16TH ST, BANNING, CA 92220-4520
Document Number	0000338631
Map Reference	MB 104 PG 57&58
Instrument Date	Aug 7, 2019
Instrument	2019-0338631
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	457 S 16TH ST, BANNING, CA 92220-4520

Mortgage

Document Number	0000338632
Date	Aug 30, 2019
Instrument	2019-0338632

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 14, 2018
Property Address	457 S 16TH ST, BANNING, CA 92220-4520
Document Number	0000448107
Map Reference	MB 104 PG 57&58
Instrument Date	Nov 6, 2018
Instrument	2018-0448107
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 S 16TH ST, BANNING, CA 92220-4520

Mortgage

Document Number	0000448108
Date	Nov 14, 2018
Instrument	2018-0448108

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 14, 2018
Property Address	457 S 16TH ST, BANNING, CA 92220-4520
Document Number	0000448109
Instrument Date	Nov 6, 2018
Instrument	448109
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LAWYERS TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	457 S 16TH ST BANNING CA 922204520, BANNING, CA 92220-4520

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 11, 2018
Property Address	457 S 16TH ST, BANNING, CA 92220-4520
Document Number	0000280407
Instrument Date	Jul 7, 2018
Instrument	280407
Transaction Type	Transfer
Record Updated	Jul 18, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	457 S 16TH ST BANNING CA 922204520, BANNING, CA 92220-4520

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 11, 2018
Property Address	457 S 16TH ST, BANNING, CA 92220-4520
Document Number	0000280408
Instrument Date	Jul 7, 2018
Instrument	280408
Transaction Type	Transfer
Record Updated	Jul 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	457 S 16TH ST BANNING CA 922204520, BANNING, CA 92220-4520

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,917 (+2%) Land $83,661 Building $234,256
2025	$4,249.00 (+2.21%) Homeowner's exemption	$311,684 (+4.04%) Land $82,021 Building $229,663
2023	$4,157.00 (+2.19%) Homeowner's exemption	$299,583 Land $78,837 Building $220,746
2022	$4,068.00
2021			$300,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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