457 Rutledge St, Gary, IN 46404 Property Records

Lake County property record for 457 Rutledge St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,309 sqft · built 1939
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2022)
Tax Bill	$1,543 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0204-0027`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0204-0027`
Alternative APNs	`45-08-05-184-010.000-004` `254402040027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-44-0204-0027
Old Parcel Number	254402040027
Street Address	457 RUTLEDGE ST
City	GARY
State	IN
Zip	46404-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND CO'S. 5TH SUB. ALL L.27 BL.10
Legal Subdivision	GARY LAND CO
Legal Block	10
Legal Lot Number	27
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4007
Census Tract	10400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Combs Addition Historic District listed 2014 · 99 contributing resources · NRIS 14000805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	457 RUTLEDGE ST, GARY, IN 46404-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
May 27, 2022	Intrafamily Transfer, Transfer
Jun 7, 2022	Re-recorded Document
Apr 12, 2022	Special Warranty Deed, Transfer
Dec 16, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	May 27, 2022
Deed Document Number	2022-533662
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 16, 2022
Property Address	457 RUTLEDGE ST, GARY, IN 46404-1010
Document Number	0000033662
Map Reference	MB 15 PG 31/2
Instrument Date	Aug 10, 2022
Instrument	2022-533662
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 RUTLEDGE ST, GARY, IN 46404-1010

Mortgage

Document Number	0000033663
Date	Aug 16, 2022
Instrument	2022-533663

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	May 27, 2022
Property Address	457 RUTLEDGE ST, GARY, IN 46404-1010
Document Number	0000017550
Map Reference	MB 15 PG 31
Instrument Date	May 27, 2022
Instrument	2022-017550
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5991 GRANT PLACE, BOGGSTOWN, IN 46110

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Jun 7, 2022
Property Address	457 RUTLEDGE ST, GARY, IN 46404-1010
Document Number	0000018584
Map Reference	MB 15 PG 31
Instrument Date	May 27, 2022
Instrument	2022-018584
Record Updated	May 22, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5991 GRANT PL, MERRILLVILLE, IN 46410-2353

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 12, 2022
Property Address	457 RUTLEDGE ST, GARY, IN 46404-1010
Document Number	0000015415
Map Reference	MB 15 PG 312
Instrument Date	Mar 29, 2022
Instrument	2022-515415
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5991 GRANT PL, MERRILLVILLE, IN 46410-2353

December 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAKE IN
Recording Date	Dec 16, 2021
Property Address	457 RUTLEDGE ST, GARY, IN 46404-1010
Document Number	0000071696
Instrument Date	Dec 3, 2021
Instrument	2021-071696
Transaction Type	Foreclosure
Record Updated	Dec 27, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,200 (+23.15%) Land $8,900 Building $144,300	$153,200 (+23.15%) Land $8,900 Building $144,300
2024	$1,543.00 (+116.11%)
2023		$124,400 (+91.09%) Land $9,000 Building $115,400	$124,400 (+91.09%) Land $9,000 Building $115,400
2022	$714.00	$65,100 Land $5,300 Building $59,800	$65,100 Land $5,300 Building $59,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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