457 Hutton Rd, Oakland, MD 21550 Property Records

Garrett County property record for 457 Hutton Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1993
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Nov 2012)
Tax Bill	$1,034 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-005854`

Property Details

APN / Parcel Number

Primary APN	`14-005854`
Alternative APN	`005854`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005854
Street Address	457 HUTTON RD
City	OAKLAND
State	MD
Zip	21550-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.50 AC PT LOT 1 TIOGA TANNERY T HUTTON
Legal Lot Number	1
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	2
Census Block	2012
Census Tract	602

Owner

457 Hutton Rd is owned and occupied by two individuals who bought it in November 2012.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	457 HUTTON RD, OAKLAND, MD 21550-5208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2012 · Amount on File
Deed Sale	Nov 9, 2012 · Amount on File
Prior Sale	Mar 9, 2005
Deed Book / Page	1697 / 461
Transfer Doc	0011040466
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	457 HUTTON RD, OAKLAND, MD 21550-5208
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 HUTTON RD, OAKLAND, MD 21550-5208

Mortgage

Document Number	0026520413
Date	Dec 1, 2025
Book Page	2652/413

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	457 HUTTON RD, OAKLAND, MD 21550-5208
Document Number	0021270259
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	457 HUTTON RD OAKLAND MD 215505208, OAKLAND, MD 21550-5208

Mortgage

Document Number	0021270259
Date	Apr 22, 2019
Book Page	002127/000259

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 457 Hutton Rd was $1,034, up 0.8% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,034.00 (+0.78%)	$93,000 (+2.54%)	$97,600 (+7.61%) Land $17,500 Building $80,100
2025	$1,026.00	$90,700 Land $16,500 Building $74,200	$90,700 Land $16,500 Building $74,200
2023	$939.00	$80,433	$90,700 Land $16,500 Building $74,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 457 Hutton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 Hutton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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