457 Gail Ct, Merced, CA 95348 Property Records

Merced County property record for 457 Gail Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,942 sqft · built 1970
Lot Size	0.186 acres (8,111 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2018)
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-241-015-000`

Property Details

APN / Parcel Number

Primary APN	`007-241-015-000`
Alternative APN	`007241015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	1,942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	8,111 sqft (0.186 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	53 sqft
Patio Area	53 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007241015
Street Address	457 GAIL CT
City	MERCED
State	CA
Zip	95348-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W BEAR CR VIL #3 LOT 80
Legal Subdivision	WAINWRIGHTS BEAR CRK VILLAGE 0
Legal Lot Number	80
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3002
Census Tract	1004

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	457 GAIL CT, MERCED, CA 95348-3207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2018	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 11, 2018	Grant Deed, Transfer · Conventional Mortgage ROLAND COVEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	2018034425
Record Updated	Jun 7, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 6, 2018
Property Address	457 GAIL CT, MERCED, CA 95348-3207
Document Number	0000034425
Map Reference	MB 18 PG 19
Instrument Date	Oct 11, 2018
Instrument	2018034425
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	457 GAIL CT, MERCED, CA 95348-3207

Mortgage

Document Number	0000034426
Date	Nov 6, 2018
Instrument	2018034426

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 11, 2018
Property Address	457 GAIL CT, MERCED, CA 95348-3207
Document Number	0000014009
Instrument Date	Apr 18, 2018
Instrument	14009
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	819 W 16TH ST MERCED CA 953404627, MERCED, CA 95340-4627

Mortgage

Document Number	14010
Date	May 11, 2018
Instrument	14010

Lender

Name	ROLAND COVEY
Address	16561 BOLSA CHICA ST # 202, HUNTINGTON BEACH, CA 92649-3575

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,411.00 (+7.23%)	$306,762 (+4.04%) Land $72,505 Building $234,257
2023	$3,181.00 (+1.34%)	$294,852 Land $69,691 Building $225,161
2022	$3,139.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, Ayera Technologies, GeoLinks.

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