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457 E Chicago St, #59, Elgin, IL 60120 Property Records

Kane County property record for 457 E Chicago St, #59, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,662 sqft · built 1872
Lot Size0.615 acres (26,784 sqft)
Owner2 Company Names on File
Tax Bill$7,450 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-13-401-002

Property Details

APN / Parcel Number

Primary APN06-13-401-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,662 sqft Living Area
Gross Area3,993 sqft
Basement Area1,331 sqft

Exterior

Year BuiltBuilt 1872
Effective Year BuiltEffective 1872
Exterior MaterialWood Shingle
Construction TypeFrame
Lot Area26,784 sqft (0.615 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address457 E CHICAGO ST, 59
CityELGIN
StateIL
Zip60120-5753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEBBS SUB OF OUTLOTS 5, 6, 7, & 8 OF SEC 13-41-8 NLY 8 RODS NLY 132 FT & THE ELY 10 FT (EXCEPT NLY 132 FT) LOT 3 BLK 1
Legal Range08
Legal Township41
Legal Section13
Legal SubdivisionWEBBS SUB
Legal Block2
Legal Lot Number3,5-6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2002
Census Tract851301

Owner

Source: Kane County records · APN 06-13-401-002

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address457 E CHICAGO ST, ELGIN, IL 60120-5753
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Intrafamily Transfer, Transfer · Unknown
PNC BANK NA
Jan 30, 2020Deed of Trust, Mortgage · VA Mortgage
MID-CONTINENT FNDG INC
Dec 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2010
Deed SaleJun 29, 2010
Prior SaleOct 27, 2003 · Amount on Record
Deed Document Number201041535
Last Transfer DateMar 16, 2022
Transfer Doc0000020193
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateApr 13, 2022
Property Address457 E CHICAGO ST # 59, 59, ELGIN, IL 60120-5753
Document Number0000020193
Instrument DateMar 16, 2022
Instrument2022K020193
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address457 E CHICAGO ST, ELGIN, IL 60120-5753

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address457 E CHICAGO ST, ELGIN, IL 60120-5753

Mortgage

Document Number0000020043
DateApr 13, 2022
Instrument2022K020043
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeUnknown
AmountAmount Recorded
Term480 Months
DueApr 05, 2062

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address457 E CHICAGO ST # 59, 59, ELGIN, IL 60120-5753
Document Number0000012093
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyMIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address457 E CHICAGO ST ELGIN IL 601205753, ELGIN, IL 60120-5753

Mortgage

Document Number0000012093
DateMar 06, 2020
Instrument12093
Lender
NameMID-CONTINENT FNDG INC
Address3401 W BROADWAY BUSINESS PARK CT, COLUMBIA, MO 65203-0394
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 05, 2050
Interest
Rate TypeFixed Rate
Rate3%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 19, 2019
Property Address457 E CHICAGO ST # 59, 59, ELGIN, IL 60120-5753
Document Number0000061682
Instrument DateDec 11, 2019
Instrument61682
Transaction TypeTransfer
Record UpdatedJan 03, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address457 E CHICAGO ST #459 ELGIN IL 601205753, 459, ELGIN, IL 60120-5753

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,450.00 (+14.19%) Homeowner's exemption Senior Citizen's exemption$113,663 (+8.57%) Land $18,505 Building $95,158$341,125 (+8.57%) Land $55,537 Building $285,588
2024$104,691 (+21.39%) Land $17,044 Building $87,647$314,199 (+21.44%) Land $51,152 Building $263,046
2022$6,524.00 (+5.02%) Homeowner's exemption$86,240 (+6.96%) Land $14,040 Building $72,200$258,720 (+6.96%) Land $42,120 Building $216,600
2021$6,212.00 Homeowner's exemption$80,628 Land $13,126 Building $67,502$241,884 Land $39,378 Building $202,506

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Based on FCC filings for 520 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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