457 E 12th St, Delta, CO 81416 Property Records

Delta County property record for 457 E 12th St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,388 sqft · built 1972
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2021)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R015428`

Property Details

APN / Parcel Number

Primary APN	`R015428`
Alternative APN	`345724413006`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,388 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R015428
Street Address	457 E 12TH ST
City	DELTA
State	CO
Zip	81416-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	457 E 12TH ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: HILLMANS SUB DE BLOCK: 5 LOT: 14-16 TOTAL ACRES 0.26 +/- HILLMANS SUBD DELTA BLOCK 5 LOT 14-16 SEC 24 T15S R96W 6PM BK 437 PG 202(R-339621) BK 550 PG 245 R-614645 R708948 R-725300
Legal Subdivision	HILLMANS SUB DE
Legal Block	5
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2081
Census Tract	965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	457 E 12TH ST, DELTA, CO 81416-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Feb 15, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	May 1, 2007 · Amount on Record
Deed Document Number	2021725300
Prior Transfer Date	Feb 13, 2019
Prior Transfer Doc	0000708948
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	457 E 12TH ST, DELTA, CO 81416-2124
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 E 12TH ST, DELTA, CO 81416-2124

Mortgage

Document Number	0000743485
Date	Nov 28, 2022
Instrument	743485

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DELTA, CO 81416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jan 8, 2021
Property Address	457 E 12TH ST, DELTA, CO 81416-2124
Document Number	0000725300
Instrument Date	Jan 6, 2021
Instrument	725300
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 E 12TH ST, 457, DELTA, CO 81416-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 E 12TH ST, DELTA, CO 81416-2124

Mortgage

Document Number	0000725301
Date	Jan 8, 2021
Instrument	725301

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Feb 15, 2019
Property Address	457 E 12TH ST, DELTA, CO 81416-2124
Document Number	0000708948
Instrument Date	Feb 13, 2019
Instrument	708948
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13482 F RD, DELTA, CO 81416-9161

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (+23.39%)	$18,847 (+20.04%) Land $3,125 Building $15,722	$301,553 (+28.68%) Land $50,000 Building $251,553
2024	$1,039.00 (+4%)	$15,701 (-) Land $2,713 Building $12,988
2023	$999.00 (+17.25%)	$15,701 (+18.81%) Land $2,713 Building $12,988	$234,346 (+23.25%) Land $40,496 Building $193,850
2022	$852.00	$13,215 Land $3,128 Building $10,087	$190,135 Land $45,000 Building $145,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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